No ATM fees. We won’t charge you to use your debit card abroad – and we won’t add ATM fees. Just a heads up, some ATM providers may charge their own fee.
Great exchange rates. You’ll benefit from Mastercard’s globally accepted exchange rate… and no, we won’t add anything on top.
You shouldn’t have to pay to access your money. Unlike some other travel cards, we don’t charge you to deliver your card or to top it up. You’ll even earn interest on your personal and joint account credit balances.*
*0.5% on balances up to £2,000 and 0.25% over that up to £85,000
We’re round the clock for whenever you need us If you’re nine hours ahead, then so are we. Our friendly customer support team are on hand 24/7 – just in case.
Think you’ve lost your debit card? Lock it in app while you look – and then unlock when you find it. Panic over.
No more awkward surprises. We’ll send you real-time notifications about what you’ve spent in both pounds and foreign currency, so you’re always in the loop.
Paid together? Settle up payments with friends and family easily with Nearby Payments, Settle Up and split the bill.
Had an overdraft approved? Feel free to access it – wherever in the world you might be. Sometimes those extra special moments need a little extra support (but remember, interest rates still apply).
Starling Bank has been all over the world! Here’s where our travel-friendly debit cards have been on holiday...
Do I need to let you know that I’m going abroad?
There’s no need to let us know if or when you’re heading overseas, you can carry on using your card as usual. That’s one less life admin task to do before you head off abroad! If you do feel you need to add a layer of security, you can instantly lock your card within the app from the Card Management section, then unlock again when you’re ready to.
How do I work out the exchange rate I’m going to get?
We use Mastercard’s exchange rate and don’t add anything on top. When you use your Starling card, you’ll receive a notification from us in Pound Sterling and the foreign currency of the country you’re in. You can also use Mastercard’s currency converter tool to work out the daily rate used, every day up to a year before.
You said you don’t charge ATM fees but I was charged! What’s happened?
That’s right, we don’t charge fees at ATMs — but unfortunately some ATM owners overseas do, which is out of our control.
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