The bank card for your travel money.

No fees. No scary exchange rates. Just fast, easy banking, wherever your adventures take you.

Overseas transaction on Starling app

Holidays on the horizon again?

Take a debit card that goes the distance with a full UK current account from Britain’s Best Bank.

Enjoy no fees from us, safe card-locking capabilities, real-time spending notifications and 24/7 in app support – plus the real, fair exchange rate.

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Instant spending notifications

We’ll send you real-time alerts on what you’ve spent in both pounds and local currency, so you’re always in the loop.

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No fees

Unlike other travel cards, we won’t charge you for adding money to your card, withdrawing cash from an ATM or spending transactions on your card.

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Real exchange rate

We use Mastercard’s exchange rate and don’t add anything on top. So you’ll get more for your money - whatever currency it’s in.

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Travel money. But better

  • Round the clock, whenever you need us. If you’re nine hours ahead, then so are we. Our friendly customer support team is on hand 24/7 – just in case.

  • Lost your card? You can lock it in-app and even order a new one to be sent out to you, wherever you are.

  • Settle payments. Paid together? Settle payments with travel companions easily with Nearby Payments and Split the Bill.

  • Travelling soon? Start spending before your physical card arrives. Just add the details to your mobile wallet.

  • Not just for travelling. Starling is a full UK bank account that’s been voted Best British Bank for four years running.

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Voted Best Current Account Provider by the British Bank Awards

Currency calculator

Apply for a Starling current account today and enjoy app-based banking at its best.

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Frequently asked questions

  • Do I need to let you know that I’m going abroad?

    There’s no need to let us know if or when you’re heading overseas, you can carry on using your card as usual. That’s one less life admin task to do before you head off abroad! If you do feel you need to add a layer of security, you can instantly lock your card within the app from the Card Management section, then unlock again when you’re ready to.

  • What exchange rate do you use?

    We use Mastercard’s exchange rate and don’t add anything on top. All Banks are now required to show the European Central Bank (ECB) published exchange rate and any additional fees or charges. This is to help you compare exchange rates between banks and decide the best deal for you in a fair and transparent way.

  • You said you don’t charge ATM fees but I was charged! What’s happened?

    That’s right, we don’t charge fees at ATMs — but unfortunately some ATM owners overseas do, which is out of our control.

  • How do I work out the exchange rate I’m going to get?

    When you use your Starling card, you’ll receive a notification from us in pound sterling and the foreign currency of the country you’re in. You can also use the currency calculator above to work out the daily Mastercard and ECB rate used, every day up to a year before. We won’t charge you for spending your money overseas so you can guarantee that you’ll get the best price. Just a heads up, some ATM providers may charge their own fee.