How much will my overdraft cost in pounds and pence?

As an example, the interest cost of borrowing £500 at our different rates of 15%, 25%, and 35% EAR (variable) can be seen below:

15% EAR

7 days

£1.35

30 days

£5.81

60 days

£11.62

25% EAR

7 days

£2.16

30 days

£9.33

60 days

£18.66

35% EAR

7 days

£2.92

30 days

£12.63

60 days

£25.26

7 days

30 days

60 days

15% EAR

£1.35

£5.81

£11.62

25% EAR

£2.16

£9.33

£18.66

35% EAR

£2.92

£12.63

£25.26

You can also use our calculator tool to work out how much your arranged overdraft borrowing would cost over our three rates based on the size of your overdraft and how long you borrow for.

See how much a Starling overdraft could cost you from 1st April 2020

£0£5,000
Borrowing £0 for 30
 days will cost you
CostRate (% APR variable)
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