Choosing the right overdraft is important – as is doing your research. Use our calculator to see how much a Starling overdraft could cost you.

See how much a Starling overdraft could cost you

£0£5,000
Borrowing £0 for 30
 days will cost you
CostRate (% APR variable)

It’s worth noting

In scenarios that are greater than one calendar month (60 days and 90 days), it is assumed that all interest and other charges are repaid by the borrower in full at the time they are charged. These are not capitalised and therefore, do not increase the interest incurred in a subsequent month.

All information correct as of 13 December 2019.

Overdraft rates effective from 1 April 2020

From 1 April 2020, we will be applying rates of 15%, 25% and 35% EAR (variable) for arranged overdrafts on our personal current account based on your credit score. We will also be removing all unarranged overdraft fees. See our blog to read a bit more about these changes.

Use the calculator below to see how much a Starling overdraft could cost you with the new rates.

See how much a Starling overdraft could cost you from 1st April 2020

£0£5,000
Borrowing £0 for 30
 days will cost you
CostRate (% APR variable)
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