Teen bank account

A bank account for 16 and 17 year olds

Apply for a current account in minutes with your passport as ID.

Starling teen account interface

You’re a teenager, which means you use your phone a lot. For snapchatting, shopping, selfies – and with a Starling current account, you can add banking to the list.

With our current account you'll get a Mastercard debit card and our straightforward app, packed full of helpful tools to make your money go further.

And the best bit? You can apply in minutes, on your own, from your sofa, with your passport as ID. You may also be required to provide proof of current address.

Younger than 16? Take advantage of Starling Kite, a debit card which is connected to an adult’s current account.

Apply now

What you get with our teen bank account

  • An app-based current account.
  • A Mastercard debit card.
  • Earn 3.25% AER* / 3.19% Gross* (variable) interest on balances up to £5,000. Interest is calculated daily and paid monthly.
  • 24/7 customer support. We’re only ever an in-app message, email or call away.

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. See illustrative example.

Apply now

Easy to use? App-solutely

  • A single app for spending, saving and earning money.
  • Apply in minutes – all you’ll need is your passport for ID.
  • Forgot your card at home? Use Apple Pay, Google Pay or Samsung Pay.

Pay for stuff

  • Instant payment notifications, so you know every penny that comes in and goes out.
  • Spending Insights, so you can see where you’re spending and where you might want to cut back a bit.
  • Clothes, tech, trips – whatever’s on your shopping list, make saving easier with Spaces.

Take the fuss out of going out

  • Make instant payments to friends.
  • Settle IOUs by sending payment links, direct from your mobile.
  • Sitting right next to the person you owe? Settle up with Nearby Payments – no bank details required.
Apply now

Peace of mind

  • Starling’s a proper, regulated bank, so your money is protected by the Financial Services Compensation Scheme.
  • Think you’ve lost your card somewhere? Don’t worry, just lock (and unlock) it in the app.
FSCS logo

Don’t just take our word for it

Read more customer reviews...

Apply for a Starling current account today and enjoy app-based banking at its best.

Start your application