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Budget planner

Helping you to manage your money better

Budget planner

Helping you to manage your money better

Making the most of your ISA allowances this tax year

Understanding your spending is the first step in saving money. And, during a cost of living crisis, it can help you feel in control.

Whether you’re saving for something special or looking for an emergency buffer, budgeting can help you identify where to cut back. Having an overview of what you spend – and where – will empower you to stay on track and help you get closer to your goals.

We created our budget planner to give you an overview of your finances in a clear, easy-to-understand way.

The budget planner takes about 5-10 minutes to complete.

What do I need to fill out the budget planner?

Exact figures are best. However, if you just want to get a general idea of your spending, you can enter your best estimates. Remember: it’s better to estimate higher rather than lower.

Here are some things you might need:

  • Payslips
  • Other income statements
  • Bank statements
  • Debit and credit card statements
  • Transaction history
  • Receipts – if you often pay in cash

How does the budget planner work?

Fill out all the categories that apply to you and we’ll calculate your spending against your income. Once finished, you’ll see a breakdown of your outgoings by category. This helps you figure out exactly where your money is going – household expenses, bills, travel, etc.

If you’re within budget, we’ll suggest setting money aside to help you hit your saving goals.

If you’re overspending, we’ll direct you to organisations that provide free and impartial support with debt and money management.

Is your situation likely to change? No problem – come back with your new figures and we’ll recalculate.

No information will be stored or used by us.

The budget planner is intended as general information and does not constitute advice. You should take independent advice if you have any questions about your specific circumstances.