Debit card for kids

Starling Kite

Help kids manage their pocket money and turn their spending into skills.

Get started
Starling Kite phone screenshot and card
Starling Kite logo

Say hello to Starling Kite: a Space within your account for young people aged 6-16.

It’s like a child bank account, but with more visibility and control for parents and guardians. Set it up in minutes, transfer money onto their Kite card in seconds, keep an eye on their spending and help them build great habits for the future – all with Britain’s Best Bank 2020.

16 or 17 years old? They can apply for our teen account.

Financial flying lessons

It’s in the name. Built seamlessly into your account, Kite gives kids a taste of independence (while making sure you’re still holding the reins).

Kite control icons

Easy control.
Set up a Kite Space in minutes, ping money over instantly or set up regular transfers – all from a single app. Then get a notification the second they spend.

Kite tools icons

Money tools to help them learn.
Start conversations using your app’s monthly spending insights, and help them learn how to work towards goals with visual saving tools.

£2 per month

A single monthly fee.
All you’ll pay is a flat fee of £2 a month per card – and that’s it. No extra charges for transfers; zero fees for ATM withdrawals.

FSCS protected

A fully-licensed bank.
Kite lives within your main account, which means you’re still the primary account holder and the money you add to it is covered by your account’s FSCS protection up to £85,000.

Get started
Bubbles Kite design

We’re launching Kite now to make sure going back to school feels as safe, contact-free and cashless as possible. So expect further developments over the coming months (and as always, give us your feedback!).

Starling Kite spending space

Life lessons for them

  • Turn spending into skills. Tracking what they spend is an important part of shaping how kids think about money. Use the analytics in your app to show them where their money goes each month, so they can learn how to spend responsibly.
  • Saving for the things they want. By saving a Goal with you in your app, kids can learn how to work towards the things they want (and what it really takes to get there). Adding an image helps them visualise it and stay on track.
  • The green light. As a branchless and paperless bank that runs primarily on renewable energy, Starling is a bank for a greener generation.
quote icon

"It’s fun to use. You don’t have to spend your parents’ money. You can learn how to use your card when you grow up."

Evie, 9, Starling Kite cardholder

Effortless control for you

  • Under one roof. Switching between apps is a thing of the past. With Starling Kite, you’ll get the full picture and be able to see what they’re spending, directly from your app.
  • And under your wing. Get instant payment notifications whenever they spend, and full access to their spending history – plus set spending limits and controls for online shopping or ATM withdrawals, or for specific types of transactions. Got a joint account? The other person will get all that, too.
  • The safest way. When it comes to safety, contactless beats cash every time. Plus going digital means you’ll be able to keep track of what they’re spending, lock the card if it’s lost or stolen and get money over to them wherever they are.
Get started
Starling Kite spending space

The rundown

  • Set daily, weekly or monthly spending limits
  • Top up the card with a tap or set up regular transfers from your own account
  • Set where it can be used; in shops, online or at cash machines
  • Instant payment notifications
  • 24/7 UK customer support
  • Instant card locking
  • Monthly spending breakdowns and saving Goals
  • No fees overseas
  • A single monthly subscription fee, with no charges for loading money, or for ATM withdrawals
  • Joint account? You’ll both get notifications whenever spending happens on the account


I love my Starling Kite card. I went to the shop and I bought hair clips and nail varnish. I know my PIN but I can’t tell you because that’s a secret.

Betsy, 6, Starling Kite cardholder

How to set up Starling Kite

Just follow these steps if you’re an existing customer:

Open Starling app

Step 1

Open the Starling app from the account you want the Kite card connected to (personal or joint). Once you’re logged in, tap on Spaces.

Pick a space

Step 2

Tap on ‘Child Space’ and follow the steps to set one up.

Starling bank card

Step 3

That’s it! Nice work – it’ll be winging its way to you shortly.

Open the app

Not a Starling customer yet?

Download the app and apply for an account. Then, tap on Spaces and follow the existing customers steps.

Click the ‘Get the app’ button in the bottom left of your screen.

Not a Starling customer yet?

Download the app and apply for an account. Then, tap on Spaces and follow the existing customers steps.

Enter your number in the box below and we’ll send you a text with a link to download the app.

Here’s just some of the good stuff you can expect from your own Starling account:

  • No fees overseas.
  • Speedy set-up; for you, and your child’s Kite card
  • Flexible overdrafts and competitive loans
  • Clever features, like Round-Ups and Spending Insights
Starling app screenshots