How we make sure Starling Bank is safe and you’re protected
Keeping your money and personal details safe and secure is our biggest priority. We’ve worked hard to ensure that Starling is safe by building the very best security from scratch alongside features that give you complete control.
To apply for our current account, we’ll ask you to share a government-issued identity document so we can verify the details you’ve given us and check they’re genuine, which helps to prevent identity fraud.
When we verify your details in the account application process, we’ll ask you to film a short video of yourself so we can make sure that it’s really you.
We set a mandatory per device PIN code to keep your app secure, as well as utilising biometrics where supported.
To set up payees and authorise payments, we’ll ask you to setup a personal password. You’ll also be asked for your password to edit any of your personal information in the app.
Instant notifications keep you in the loop about what’s coming in and out of your account. So if there are transactions you don’t recognise, you’ll know about it – and fast.
Get total control over your debit card. Choose whether you want to allow or disable contactless or chip & pin payments, ATM withdrawals, online payments and your mobile wallet – or freeze or cancel your card instantly if you think it might be lost or stolen.
Fingerprint or facial recognition is one of the most secure ways to log in to your app. It’s worth setting up if your phone supports it.
3D Secure offers an extra layer of security when you use your card online and enables us to request authorisation for certain purchases. When this is required we’ll text you a password for you to enter when you make the payment.
Additional security measures designed to combat financial fraud when making a payment. Confirmation of Payee will confirm that the name on the account you are paying is who you think it is.
Financial fraud has become very sophisticated and these crimes can have a devastating impact on victims. We consider it our responsibility to educate customers on the types of scams we know to exist, and how you can spot these.
Find out more about how to protect yourself against fraud
No one but you should be able to access your personal information, so we’ve built controls across the entire bank to make sure your personal data stays safe and secure. These controls also make sure we’re compliant with privacy and data protection regulation and legislation such as the Data Protection Act and GDPR.
As you’d expect from your bank, your eligible deposits up to £85,000 are protected by the Financial Services Compensation Scheme.
Have a read through our blog posts, which offer plenty of useful tips on how to protect your money online and avoid fraud.
Download the app to apply for a Starling Bank account in minutes.
Our Privacy Notice sets out how the personal data collected from you will be processed by us.