Starling evaluates customer eligibility to make sure we’re lending responsibly. If you’re over 18 you might be eligible for a Starling overdraft. You can check if you are eligible below before you apply.

The result of this tool depends on the accuracy of the information you give. The results serve as a guide and don’t guarantee that you will get an offer for an arranged overdraft. You will be subject to checks, based on creditworthiness, affordability and a fraud assessment.

The eligibility tool doesn’t perform a credit check. Using it won’t affect your credit file in a negative way.

You can also use our cost calculator tool to check how much an overdraft could cost you.

Apply for a Starling current account today and enjoy app-based banking at its best.

Start your application