Credit facility, short-term borrowing, financial safety net – however you dress it up, an overdraft is a pretty serious deal. Starling calculates customer eligibility to make sure we’re lending responsibly. If you are over 18 you might be eligibile for a Starling overdraft and you can check your eligibility before you apply. Find out below.
The result of the eligibility tool is dependent on the accuracy of the information inputted and is just an indicative guide. The eligibility tool is not a guarantee that you will receive an overdraft offer of an arranged overdraft as this is subject to a full creditworthiness, affordability and fraud assessment.
No credit check is performed by the eligibility tool and therefore its use will not adversely affect your credit file.