A euro bank account in the UK.
Hold, send and receive euros, and get a unique IBAN with no monthly account fees.
You’ll need a Starling personal account to get started.
Terms and eligibility criteria apply.
180,000 customers
Join over
Banking across borders.
No monthly fees.
It’s free to have a Starling euro account. You can use your account as often – or as little – as you like.
Just a 0.4% conversion fee.
Convert euros into pounds, or pounds into euros. You’ll get the current exchange rate with a 0.4% fee on top.
Unique IBAN number.
Your euro account has its own unique IBAN, so you can send and receive euros hassle-free.
Shared life, shared euros.
Joint euro account.
Manage your euros together.
You’ll both be able to spend and convert your money 24/7 or pay bills from your joint euro account.No monthly account fees.
It’s free to open and hold euros in your Starling joint euro account. And you’ll get a unique IBAN number too.You’ll need a GBP joint account to get started.
Then apply for a joint euro account in the app.
Our fees at a glance.
| Starling fees and rates | Cost | More information |
|---|---|---|
| Monthly fees | £0 | Our euro account has no monthly fees. |
| Conversion fee | 0.4% | This is the fee we charge when you convert your money from euros to another currency, such as euros to GBP or euros to USD. |
| Exchange rate | Starling outbound exchange rate | The ‘Starling outbound exchange rate’ is calculated using exchange rates received from third party market providers. |
| Non-working day margin | 0.5% | We add a 0.5% margin to the exchange rate during the weekend and on bank holidays. If you prefer, you can wait for the foreign currency markets to reopen to get a live exchange rate without a margin. |
| Holding euros | Free | It is free to simply have money in your euro account. |
| Sending euros | Free | If you send a payment in euros, your payee’s bank might charge a fee. We have no control over this fee. |
| Receiving euros | Free | There is no fee to receive money from others. |
Apply for a Starling personal account with no monthly fees.
“Moved to Starling initially for the Euro account but soon after moved all personal and business banking to Starling.”
Mike M.
Starling customer - 27/05/2026
Your habit-building current account.
You’ll need a Starling personal current account before you can open a euro account with us.
Get round-the-clock UK support.
With 24/7 customer service.
Set aside money with Spaces.
Create goals and budgets.
Industry-leading app security.
With Touch ID and Face ID.
Join the 3.5 million people getting good with money.
No monthly fees, industry-leading security, 24/7 support.
Apply for a Starling personal account