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This is online banking – but not as you know it

Take control of your money management with our mobile only current account. Apply in only 3 minutes and see how straightforward banking with us is.

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No more delays

If you’ve spent it, you’ll see it in your account straight away. Plus you’ll also get a real-time notification so you can see exactly what’s coming out of your account, and when - no surprises.

Latest features

We’re always adding new features and tools to help you manage your money better. Browse a few below, or take a look at them all here.

  • *NEW* Joint accounts

    Simplify shared spending, manage monthly bills or save for something great. As long as you’re both with Starling, you can set yours up from your sofa in less than five minutes. Take a look.

  • Settle Up

    We’re making IOU’s between family and friends simple, streamlined and speedy with Settle Up. No double checking details or awkward texts; just a few taps, a single link and you’re settled up.

  • Marketplace

    Browse from an ever-growing range of great financial products - then connect them to your Starling account so you can view and manage all your services in one place. Find out more

  • Goals

    Saving for the things you really want is easier with Goals. Set your Goal and a financial target, then start building up your digital change jar (safe in the knowledge that it’s entirely separate from the rest of day-to-day spending). You can even add your own motivational image to keep your eye on the prize.

  • Digital wallets

    Connect the digital wallet of your choice - Apple Pay, Google Pay, Samsung Pay, Fitbit Pay or Garmin Pay. In a UK banking first with Apple Pay and Garmin Pay, you can setup and activate your card even before your shiny new debit card arrives through the letterbox.

  • Spending Insights

    Spending Insights gives you both an overview and clear breakdown of your spending habits. Choose whether you want to view it by category or merchant; either way it'll help you to make better financial decisions and identify where there might be room for improvement.

  • Real-time notifications

    It’s easy to keep track of where your money is going with real-time notifications sent straight to your mobile.

Apple Pay and Touch ID are trademarks of Apple Inc.

With a Starling current account you’ll get all the basic features you’d expect from your bank too:

A simple, transparent overdraft

Our interactive calculator lets you see how a Starling overdraft compares to others on the market.

Compare now
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100% mobile only bank

Everything you need to open a Starling Bank account is on your mobile, so after a few quick checks, you can get going within minutes of downloading the app.

See how easy it is

Safe, secure, protected

We’re a member of the FSCS (Financial Services Compensation Scheme) so up to £85,000 is protected if your deposit is eligible.

Security is our top priority, we make accessing your money and personal information easy for you, and only you.

Find out more about our security
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Don’t just take our word for it

Here’s what people have been saying about Starling recently.

Proud to be voted Best British Bank and Best Current Account Provider. Best British Bank

Got something to say?

Great. Your feedback and ideas are important to us, so come and join us over on our Community forum to tell us what you think. Find out what’s coming up, talk tech or chat with our team – see you there!

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