STARLING DIGITAL BANKING

Award-winning bank accounts

No branches, no problem. Get more from your money with Starling’s online bank accounts.

  • Fully regulated UK bank accounts
  • 24/7 UK-based customer support
  • Apply in minutes
phone and laptop banking interfacephone and laptop banking interface

Having the right documents to hand will help speed up your application.

When you apply for a current account with us, we’ll need proof of identity and proof of your address. As an international student, we accept letters from your university that confirm your term time address.

Your university letter must be from a recognised university, and your campus at the official address on the letter. We’ll need to be able to match the address for the student housing to the application address, and, if a flat or room number is needed, you’ll need to follow this format:

Line 1: Flat 1
Line 2: 12 Smithe Street
Line 3: Optional
Post Town: Glasgow
Postcode: G1 1AA

With millions of accounts across the UK, someone joins Starling every 38 seconds *

*This statistic was formed by calculating the number of accounts added in a 12 month period divided by the number of hours in a 12 month period.

A new kind of bank

£0 per month icon

No monthly fees.
Whether you’re personal or business.

100% digital sign up icon

100% digital signup.
Apply in minutes from your phone.

24/7 support icon

24/7 UK customer support.
Chat to real humans, any time.

FSCS protected icon

A fully-regulated UK bank account.
Your money’s covered by the Financial Services Compensation Scheme.

Get started

Independent service quality survey results

An independent survey asked customers if they would recommend their banking provider to friends and family. See Starling’s results for business accounts and personal accounts.

Everything you get with Starling

  • No monthly fees current account
  • 100% digital sign up
  • 24/7 UK customer support
  • Protected by Financial Services Compensation Scheme
  • Instant payment notifications
  • Visual saving spaces
  • Round up transactions to put saving on autopilot
  • No fees overseas
  • Mobile and online banking
  • Your spending categorised
  • Deposit cash at the Post Office (fees for business and personal customers apply)

  • Mobile cheque deposits
  • Instant card locking security
  • Use with mobile wallets
  • Split the bill with friends
  • Send and receive international payments (for an additional charge)

Money management made easy

Instant notifications icon

Instant notifications.

Get a real-time alert the second you pay or get paid.

No fees overseas icon

No fees overseas.

Travel easy with no ATM or transaction fees overseas.

Tools icon

Beautiful, intuitive tools.

Get better at saving and budgeting, and view your monthly spending analytics.

Branch icon

A branch that lives on your phone.

Deposit cash at the Post Office and scan cheques in-app.

Get started

Personal and business banking, at your fingertips

Starling personal account card and app screen

The personal account

Apply in minutes to get instant payment alerts and categorised spending insights. Create saving goals, split bills and do everything you used to do in a branch, on your phone. All with Britain’s Best Current Account 2022.

Starling business account card and app screen

Business and sole trader accounts

No monthly fees, 24/7 UK customer support and an easy in-app application. Over 470,000 UK businesses are skipping the admin and managing their finances with us.

Starling Kite logo

Kite: banking for kids

Help kids learn how money works. Kite is a space linked to your account, designed to help them manage their pocket money with their own bank card and app.

Find out more

Starling joint account icon

A joint bank account

Get instant spending notifications, manage monthly bills or save for something great together. As long as you’re in the same room, you can set it up in seconds.

Find out more

Starling multi-currency accounts

Multi-currency accounts

One card: multiple currencies. Make and receive multi-currency payments for business or personal banking, with access to the real exchange rate and no hidden fees.

Apply for an award-winning bank account today and enjoy app-based banking at its best.

Start your application
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