This is online banking – but not as you know it
Take control of your money management with our mobile only current account. Apply in only 3 minutes and see how straightforward banking with us is.
No more delays
If you’ve spent it, you’ll see it in your account straight away. Plus you’ll also get a real-time notification so you can see exactly what’s coming out of your account, and when - no surprises.
Built for you
You’ll get everything you’d expect from a current account, but with added features built to fit a mobile lifestyle - insights on spending habits, granular and flexible card security, zero fees abroad and 24/7 customer support. That’s only the start…
Latest features
We’re always adding new features and tools to help you manage your money better. Browse a few below, or take a look at them all here.
*NEW* Settle Up
We’re making IOUs between family and friends simple, streamlined and speedy with Settle Up. No double checking details or awkward texts; just a few taps, a single link and you’re settled up.
*NEW* Marketplace
Browse from an ever-growing range of great financial products - then connect them to your Starling account so you can view and manage all your services in one place. Find out more
Goals
Saving for the things you really want is easier with Goals. Set your Goal and a financial target, then start building up your digital change jar (safe in the knowledge that it’s entirely separate from the rest of day-to-day spending). You can even add your own motivational image to keep your eye on the prize.
Apple Pay
Apple Pay has arrived. In a UK banking first, you’ll be able to load your card to your Apple Wallet within the Starling Bank app — if you’re an existing iOS customer, it’s as simple as activating it from the Card Management screen. And for new customers: once you’ve set up your account, you can enjoy secure and private payments from your mobile before your shiny new debit card even arrives through the letterbox. Find out more.
Spending Insights
Spending Insights gives you both an overview and clear breakdown of your spending habits. Choose whether you want to view it by category or merchant; either way it'll help you to make better financial decisions and identify where there might be room for improvement.
Real-time notifications
It’s easy to keep track of where your money is going with real-time notifications sent straight to your mobile.
Apple Pay and Touch ID are trademarks of Apple Inc.
With a Starling current account you’ll get all the basic features you’d expect from your bank too:
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Sort code and account number
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Be sure that we won’t charge you any account fees — and that you’ll receive interest at 0.5% AER on balances up to £2,000 and 0.25% on balances above £2,000, up to £85,000
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Use your globally accepted Contactless Mastercard debit card all over the world (with zero charges!)
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Pay people instantly with Faster Payments, and set up direct debits and standing orders
A simple, transparent overdraft
Our interactive calculator lets you see how a Starling overdraft compares to others on the market.
100% mobile only bank
Everything you need to open a Starling Bank account is on your mobile, so after a few quick checks, you can get going within minutes of downloading the app.
Safe, secure, protected
We’re a member of the FSCS (Financial Services Compensation Scheme) so up to £85,000 is protected if your deposit is eligible.
Security is our top priority, we make accessing your money and personal information easy for you, and only you.
Don’t just take our word for it
Here’s what people have been saying about Starling recently.
Proud to be voted Best British Bank and Best Current Account Provider.
Got something to say?
Great. Your feedback and ideas are important to us, so come and join us over on our Community forum to tell us what you think. Find out what’s coming up, talk tech or chat with our team – see you there!
Take control of your money
Download and apply now to set up your mobile-only current account in only three minutes.
