The UK mobile only bank account

Built from scratch, for you. Download the Starling Bank app to see your money in a new way.

Starling Bank debit card full view

This is online banking – but not as you know it

Manage your money in a modern way. With 24/7 support, speedy set up and smart tools that keep up with your lifestyle, our full service current account app is all about clarity and control.

No more delays

With the Pulse, if you’ve spent it, you’ll see it straight away. Plus real-time app notifications keep you updated as you go.

Built for you

Insights into your spending habits, card-locking and 24/7 support – we’re a bank built to make managing your money easier.

Easy money management

We’ve packed a lot of handy features and tools into our app, putting you back in control of your money so you can run your account, the way you want to.

iPhone Gold

Starling Bank is a full service bank account with a sort code and account number, which means you can:

  • Pay people instantly with Faster Payments

  • Use your globally accepted Contactless Mastercard debit card all over the world (with zero charges!)

  • Set up direct debits and standing orders

  • Be sure that we won’t charge you any account fees — and that you’ll receive interest at 0.5% AER on balances up to £2,000 and 0.25% on balances above £2,000, up to £85,000

Explore a new way to bank in more detail on our Features page.

A simple, transparent overdraft

Our interactive calculator lets you see how a Starling overdraft compares to others on the market.

100% mobile only bank

Everything you need to open a Starling Bank account is on your mobile, so after a few quick checks, you can get going within minutes of downloading the app.

Safe, secure, protected

Security is our top priority, we make accessing your money and personal information easy for you, and only you. We’re a member of the FSCS (Financial Services Compensation Scheme) so up to £85,000 is protected if your deposit is eligible.

Got something to say?

Great. Your feedback and ideas are important to us, so come and join us over on our Community forum to tell us what you think. Find out what’s coming up, talk tech or chat with our team – see you there!

Don’t just take our word for it

Here’s what people have been saying about Starling recently.


I think the greatest compliment I can give is the fact that I TRUST you enough, within a week of use, to be my main bank account with all the outgoings and incomings associated with that. So keep focused and continue innovating and delivering a great customer experience.


This is a brilliant feature by @StarlingBank. Half the terror of temp losing card is knowing there's no going back after reporting it.


Works perfectly on my Pixel. The app is slick and allows me to see all my spending easily.


An absolutely first class account switching experience. 👍 great work again, everyone at @StarlingBank


Very impressed with onboarding journey from @StarlingBank - literally sorted my bank account whilst walking to the tube - ID and all! 🙌🏼


Welcome to the future of banking, great app simple to use have everything you need from a bank account. Pay now and less than a second later your transaction is there not days later. Can only get better.


Very impressed! I have used the account for several weeks now and very impressed so far. The app is well designed and security conscious, customer service seems to be by far superior to most of the new Fintech start ups. I can see Starling replacing my current account shortly.

Customer support

You can live chat our customer care team 24/7 whilst we’re in beta. Customers already enjoying a beta account should contact us directly via the mobile app.