STARLING DIGITAL BANKING

Britain’s Best Bank. On your phone.

Open a personal or business bank account from your phone and start managing your money at the tap of an app with Britain’s Best Bank 2020.

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With millions of accounts across the UK, someone joins Starling every 39 seconds ^*

^{*This statistic was formed by calculating the number of accounts added in a 12 month period divided by the number of hours in a 12 month period.}

Personal and business banking, at your fingertips

Starling personal account card and app screen

The personal account

Apply in minutes to get instant payment alerts and categorised spending insights. Create saving goals, split bills and do everything you used to do in a branch, on your phone. All with Britain’s Best Bank and Best Current Account 2020.

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Starling business account card and app screen

Business and sole trader accounts

No monthly fees, 24/7 UK customer support and an application that takes minutes. Over 350,000 UK businesses are skipping the admin and managing their finances with Britain’s Best Business Banking Provider 2020.

Business account Sole trader account

Kite child cards

Help kids learn how money works. Kite is a space in your app for your child to manage their pocket money with their own bank card, and build great habits for the future.

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A joint bank account

Get instant spending notifications, manage monthly bills or save for something great together. As long as you’re in the same room, you can set it up in seconds.

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Multi-currency accounts

One card: multiple currencies. Make and receive multi-currency payments for business or personal banking, with access to the real exchange rate and no hidden fees.

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A new kind of bank

No monthly fees.
Whether you’re personal or business.

100% digital signup.
Apply in minutes from your phone.

24/7 UK customer support.
Chat to real humans, any time.

A fully-regulated UK bank account.
Your money’s covered by the Financial Services Compensation Scheme.

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Money management made easy

Instant notifications.

Get a real-time alert the second you pay or get paid.

No fees overseas.

Travel easy with no ATM or transaction fees overseas.

Beautiful, intuitive tools.

Get better at saving and budgeting, and view your monthly spending analytics.

A branch that lives on your phone.

Deposit cash at the Post Office and scan cheques in-app.

Manage your money on the web too with online banking. We were featured in the latest Which? online banking security test and earned the top score. Read the article.

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Starling app phone and savings illustration

Saving made simple.

Set money aside in virtual piggy banks, whenever you want to, or toggle on Round Ups to automatically add spare change whenever you spend.

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Many a happy customer

Toby Mildon

Best British Bank winners 2018, 2019 and 2020

Everything you get with Starling

No monthly fees current account
100% digital sign up
24/7 UK customer support
Protected by Financial Services Compensation Scheme
Instant payment notifications
Visual saving spaces

Round up transactions to put saving on autopilot
No fees overseas
Mobile and online banking
Your spending categorised
Post Office cash deposits (0.3% charge per deposit for businesses, with a minimum £3 fee, up to £250,000 per calendar year)

Mobile cheque deposits
Instant card locking security
Use with mobile wallets
Split the bill with friends
Send and receive international payments (for an additional charge)

How to get started

‘Application form’. Sounds time-consuming, right? Wrong. Ours is 100% digital, which means you can do it wherever – and it takes just a few minutes.

Step 1

Download the Starling Bank app from the Apple App Store or Google Play Store

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Apply for an award-winning bank account today

Already got a Starling account?

Business, joint, personal: there are lots of ways to enjoy Starling. Apply in-app to add another account type to your line-up.

Open app

New customer?

Enter your number in the box below and we’ll send you a text with a link to download the app. Follow the steps in-app to apply for an account.

Click the ‘Get the app’ button in the bottom right of your screen and you’ll be taken to your app store to download the Starling Bank app. Once installed, you can apply for an account in around five minutes.

Our Privacy Notice sets out how the personal data collected from you will be processed by us.

Text received from starling to download the app

The Starling story

Find out what it takes to build a bank from scratch. And how we’re changing banking for good.

See all of the awards we’ve won

Blogs on managing money better and coronavirus support

Personal finance

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Functionality

Here to support you and your money.

With millions of accounts across the UK, someone joins Starling every 39 seconds *

Personal and business banking, at your fingertips

The personal account

Business and sole trader accounts

Kite child cards

A joint bank account

Multi-currency accounts

A new kind of bank

Money management made easy

Instant notifications.

No fees overseas.

Beautiful, intuitive tools.

A branch that lives on your phone.

Saving made simple.

Many a happy customer

Everything you get with Starling

How to get started

Step 1

Switch your current account to Starling

Apply for an award-winning bank account today

Already got a Starling account?

New customer?

The Starling story

Blogs on managing money better and coronavirus support

Money management for young people

Sarah Fulford-Williams: How marketing changed during the pandemic

Introducing Enterprise Nation: A vibrant community of small businesses and business advisers

Independent service quality survey results

With millions of accounts across the UK, someone joins Starling every 39 seconds ^*