The UK mobile only bank account

Saving for the things you really want is easier with Goals. Set your Goal and a financial target, then start building up your digital change jar (safe in the knowledge that it’s entirely separate from the rest of day-to-day spending). You can even add your own motivational image to keep your eye on the prize.

Apple Pay has arrived. In a UK banking first, you’ll be able to load your card to your Apple Wallet within the Starling Bank app — if you’re an existing iOS customer, it’s as simple as activating it from the Card Management screen. And for new customers: once you’ve set up your account, you can enjoy secure and private payments from your mobile before your shiny new debit card even arrives through the letterbox. Find out more.

Spending Insights gives you both an overview and clear breakdown of your spending habits. Choose whether you want to view it by category or merchant; either way it'll help you to make better financial decisions and identify where there might be room for improvement.

It’s easy to keep track of where your money is going with real-time notifications sent straight to your mobile.

When you have an agreed overdraft limit (which we’ll set after some quick checks), you can manage the amount you need within that limit by adjusting the slider. You’ll pay interest on the amount you use, but we’ll let you know the rate payable as part of your overdraft application. See how the overdraft compares using our interactive tool.