Welcome to Starling
We wanted to do banking better, so we built our own mobile only bank from scratch. From your thrice daily flat whites to your 50% off Sale splurge — our tools give you the clarity and control to run your account, your way.
Telegraph We wanted to do banking better, so we built our own mobile only bank from scratch. From your thrice daily flat whites to your 50% off Sale splurge — our tools give you the clarity and control to run your account, your way.
Our Pulse takes the guess work out of your balance-check, if you’ve spent it; you’ll see it — in real time.
It's easy to keep track of where your money is going with real-time notifications straight to your mobile.

We’ve packed a lot of handy features and tools into our app, putting you back in control of your money so you can run your account, the way you want to.




Whether you want to pay someone new or existing; pay them once or a hundred times – payments are fast, simple and can all be done from your app.
The ultimate travel buddy — your card is welcome everywhere. You can also set your own PIN and lock your card from your mobile if you think you’ve lost it.
When you have an agreed overdraft limit (which we’ll set after some quick checks), you can manage the amount you need within that limit by adjusting the slider. You’ll pay interest on the amount you use, but we’ll let you know the rate payable as part of your overdraft application.
Starling is a full bank account complete with sort code and account number. You can pay people instantly, set up direct debits and standing orders, and you’ll get a globally-accepted Contactless Mastercard debit card too. Your money is protected up to £85,000 with the FSCS.
New features that make it easy to manage your money from your mobile:
Open an account in minutes all from your mobile
Advanced security features including biometric security
See your spending in real-time with the Pulse
Card control: lock card if you think it’s lost; unlock it if you find it
Manage your budget - control how much of your overdraft you use within an agreed limit (rates apply)
No charges when you use your card abroad
Zero monthly account fees
24/7 In app customer support via: Live Chat, message and email
In-app account switching from the Current Account Switch Service (you don’t have to Switch to open a Starling account)
Everything you need to open a Starling Bank account is on your mobile, so after a few minor checks, you can get going within minutes of downloading the app.
Security is our top priority, we make accessing your money and personal information easy for you, and only you. We’re a member of the FSCS (Financial Services Compensation Scheme) so up to £85,000 is protected if your deposit is eligible.
You can live chat our customer care team 24/7 whilst we’re in beta. Customers already enjoying a beta account should contact us directly via the mobile app.