Watch your money grow with Starling’s personal and joint accounts. Earn 3.25% AER* / 3.19% Gross* (variable) interest on balances up to £5,000. Interest is calculated daily and paid monthly.
STARLING DIGITAL BANKING
Award-winning bank accounts
No branches, no problem. Get more from your money with Starling’s online bank accounts.
- Fully regulated UK bank accounts
- 24/7 UK-based customer support
- Apply in minutes
*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. See illustrative example.
A new kind of bank
No monthly fees.
Whether you’re personal or business.
100% digital signup.
Apply in minutes from your phone.
24/7 UK customer support.
Chat to real humans, any time.
A fully-regulated UK bank account.
Your money’s covered by the Financial Services Compensation Scheme.
Independent service quality survey results
An independent survey asked customers if they would recommend their banking provider to friends and family. See Starling’s results for business accounts and personal accounts.
Everything you get with Starling
- No monthly fees current account
- 3.25% AER* / 3.19% Gross* (variable) interest on balances of up to £5,000 (personal and joint accounts)
- 100% digital sign up
- 24/7 UK customer support
- Protected by Financial Services Compensation Scheme
- Instant payment notifications
- Visual saving spaces
- Fixed rate savings
- Round up transactions to put saving on autopilot
- No fees overseas
- Mobile and online banking
- Your spending categorised
Deposit cash at the Post Office (fees for business and personal customers apply)
- Mobile cheque deposits
- Instant card locking security
- Use with mobile wallets
- Split the bill with friends
- Send and receive international payments (for an additional charge)
*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. See illustrative example.
Personal and business banking, at your fingertips
The personal account
Apply in minutes to get instant payment alerts and categorised spending insights. Create saving goals, split bills and do everything you used to do in a branch, on your phone.
Business and sole trader accounts
No monthly fees, 24/7 UK customer support and an easy in-app application. 500,000 UK businesses are skipping the admin and managing their finances with us.
Kite: banking for kids
Help kids learn how money works. Kite is a space linked to your account, designed to help them manage their pocket money with their own bank card and app.
Find out more
A joint bank account
Get instant spending notifications, manage monthly bills or save for something great together. As long as you’re in the same room, you can set it up in seconds.
Find out more
