The bank account
on your mobile

Earn interest

Our account pays interest on your balances: 0.5% AER on balances up to £2,000 and 0.25% on balances above £2,000 up to £85,000.

100% mobile banking

Forget traditional online banking. Everything you need to set up your account and get on with your everyday banking can be done from your mobile.

24/7 in-app support

Our smart and friendly customer support team are on hand 24/7, in-app, wherever you are.

What makes us different?

A great overdraft is a flexible overdraft

If you’re approved for an overdraft with Starling, you can adjust and lower your limit using the slider in app. You’ll pay interest on the amount you use, but we’ll let you know the rate payable as part of your overdraft application. And you won’t come up against any nasty unarranged overdraft fees either.

Compare our overdraft

We won’t charge you fees when you spend abroad

Unexpected fees can ruin a perfectly good day — especially when you’re on holiday. That’s why we don’t charge you fees when you’re abroad — you’ll get the competitive Mastercard exchange rate and not a penny more (although do bear in mind that some ATM providers may charge you their own fees).

Find out more

A connected current account

We believe we’re building the best current account in the world. But there’s a growing line-up of other smart financial products that can work in harmony with the Starling Bank app — that’s where our Marketplace comes in. You’ll have access to a wider financial ecosystem through your mobile phone, giving you more choice and control of your money.

Visit our Marketplace

Ready to commit?

We take the hassle out of switching banks. With just a few taps in the app, you can let us know you’re ready to make the move, and we’ll take it from there. Our switching service is simple, completed in seven working days and covered by the Current Account Switch Guarantee.

Your money’s secure with us

We’re a member of the FSCS (Financial Services Compensation Scheme) so up to £85,000 is protected in the unlikely event that the bank were to become insolvent. Download the FSCS PDF.

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