Business Current Account

The fast and free mobile business account

We think business accounts should be free, uncomplicated and quick to set up – so that’s exactly what we’ve built. No fuss, no fees, no three week waits; just a free and straightforward business account you can set up in minutes.

It's a pleasure doing business with Starling. Here's why:

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Same day setup

Spend more time getting your vision off the ground. Download the app and apply for an account in minutes.

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No fees, please

We won't charge fees on electronic payments, domestic transfers, monthly account fees or ATM withdrawals.*

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Security

We care about your security. All eligible deposits are protected by the FSCS up to £85,000 and we are regulated by the PRA and FCA.**

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Round-the-clock support

Our friendly team of real humans are on hand to help 24/7, through in-app chat, on the phone or by email.

More details on our pricing structure.

* If you have fewer than 10 employees and less than £1.7m in annual turnover. Business accounts are also free for larger businesses for a limited time.
** The small business threshold for FSCS is an annual turnover of less than £1m. FSCS does not apply to all business types, please check the FSCS website for eligibility.

Mind your business

Who's it for?

Our business account could be right for you if you’re…

A limited company owner

Our business account is available to anyone who has a limited company and is the only person with significant control over it.

If that’s not you, hold tight – we’ll be opening the account up to companies with more than one person of significant control soon, as well as sole traders who are running their business as an individual. Fill in your details below and we’ll keep in touch when the account is available.

Sole trader, partnership or
multi-director limited company?

Register your interest and we'll let you know when the account is available for you.

About You
    Your Business

    (As registered)

    Select your business type

      We're in business!

      Thanks for your interest. We'll be in touch soon.

      Your personal data will be treated in accordance with our privacy policy.

      Apply in minutes

      Not yet a Starling customer? Apply in under 10 minutes.

      Blue tick in green circleDownload the app from Google Play Store or the App Store.

      Blue tick in green circleEnter your personal details

      Blue tick in green circleVerify who you are by sending a short video and your identification documents

      Blue tick in green circleWe’ll carry out some quick checks at a UK Credit Reference Agency, and if you’re approved, start making the most of all the features to help you manage your business finances straightaway.

      If you’re a Starling customer, it’s even quicker (the current record is 59 seconds).

      No need to download anything new – just apply from your personal account and then just swap between personal and business in app with a tap.

      How we measure up

      It’s great to have options, so we’ve compared a variety of high street banks and challengers so that you can see how we stack up.

      Starling Bank

      Starling

      Natwest

      Natwest

      Barclays

      Barclays

      HSBC

      HSBC

      Lloyds

      Lloyds

      RBS

      RBS

      Tide

      Tide

      Coconut

      Coconut

      100% mobile signup

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      Is a UK regulated bank

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      FSCS deposit protection (up to £85,000)

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      Zero fee for micro enterprises*

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      Zero UK transfer fees

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      Zero bank ATM fees

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      Categorised transactions

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      24/7 customer support

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      CSV exports

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      Faster Payments & CHAPS

      Cash & cheque deposits

      Coming
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      Open Banking Marketplace to connect 3rd party apps

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      Don't just take our word for it

      Here's what people like you have been saying about our business account.

      Stephen, BWF Hosting Ltd

      5/5
      The onboarding experience was flawless. We had an account opened in less than five minutes and so far everything has been perfect. In contrast, it took four weeks to open an equivalent account with a high street bank!

      David, ReadySmileSnap Ltd

      5/5
      The onboarding experience was so straightforward, it was a snap to set up and open account. Getting instant notifications of my transactions is the best.

      Ollie, Juicy Software Ltd

      5/5
      Took minutes to set up, with no need to visit a branch. When customers pay my company for work, or suppliers take payment, I get a notification instantly. It’s impressive and delightful, and puts them streets ahead of the big banks.

      Elliott, Code Resolution Ltd

      5 minutes into using Starling for business banking and we decided to close our old-fashioned, rival bank, and transfer 100% of our transactions over to Starling. We love it.

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      You know what your business needs – so ask for it! Join us over on our community to meet the team in charge of building your account, and to give them your take. We’d love to find out what else we can do to help you grow.

      Take control of your money

      Download and apply now to set up your mobile-only business current account in a matter of minutes.