Business current account

The award-winning business bank account

Business banking – but not as you know it. Apply for a free digital business account in minutes and join over 300,000 UK businesses who have changed the way they bank.

Get started
phone and laptop banking interface

Less admin. More control.

Say hello to Britain’s Best Business Banking Provider 2020.

Best British Bank winner 2018, 2019 and 2020

There’s a faster, easier way to stay on top of your business’s finances. Apply for an account in minutes to get your Mastercard debit card, plus:

0 pounds per month

An easy-to-use business account stacked with powerful money management tools. All with no monthly fees or UK payment charges.

24/7

Free 24/7 UK support via app, phone or email, with fast response times and help from real humans.

FSCS protected

A fully regulated UK bank account, where your money’s covered up to £85,000 by the Financial Services Compensation Scheme.

Switch Guarantee logo

An easy life. If you want us to, we’ll move all your banking over for you through the Current Account Switch Service (all it takes is a few taps in-app).

Most banks charge fees for what limited companies get for free with Starling business. Give our comparison table a quick scan to see for yourself.

Olly Browning

"No monthly fees means business banking is one less thing to worry about."

Olly Browning, Mighty Oak
Olly Browning, founder of Mighty Oak
number 1

Business banking, your way

Choose a feature-packed business account with no monthly fees, and add on bespoke subscriptions to power your business, your way.

Original free business account

£0/month

  • Sole traders

    If you are a sole trader you can open a sole trader account if you first open a personal current account and meet our eligibility criteria (including the nature of your business - as outlined in our terms and conditions)

  • Limited Companies and Limited Liability Partnerships (including startups)
  • Companies with multiple PSCs / Directors

    Multiple Directors (registered at Companies House) can access the account, but we can’t yet provide access to third parties (e.g. accountants) or other team members (e.g. finance teams or assistants)

Good for business

  • Free access to multiple directors

    Multiple Directors (registered at Companies House) can access the account, but we can’t yet provide access to third parties (e.g. accountants) or other team members (e.g. finance teams or assistants).

  • Integration with Xero

    From the Starling Marketplace, you can integrate Xero with your business account (note: if you do this, you won’t need our Toolkit add-on).

  • Integration with QuickBooks

    From the Starling Marketplace, you can integrate QuickBooks with your business account (note: if you do this, you won’t need our Toolkit add-on).

  • Integration with FreeAgent

    From the Starling Marketplace, you can integrate FreeAgent with your business account (note: if you do this, you won’t need our Toolkit add-on).

  • Integration with other business services

    Connect to some of the world’s best business products and services to create your own in-app financial hub.

  • Automated business spending categorisation

    Get a breakdown of your company’s spending, organise your outgoings and store receipts.

  • Receipt capture

    Keep your files in order by adding digital receipts to payments.

  • CBILS overdraft

    Get access to government backed overdrafts with CBILS. We provide access to CBILS overdraft finance from £50,001 up to £150,000 for limited companies and Limited Liability Partnerships. Subject to eligibility.

  • CBILS and BBLS loans

    Get access to government backed BBLS and CBILS loans. For eligible businesses, we provide loans of £2,000 to £50,000 with BBLS, and loans of £50,001 to £250,000 with CBILS.

Starling best-loved

  • Free UK current account from a regulated bank

    No monthly fees on opening a business account. Starling Bank is a fully-licensed bank.

  • Mobile application in minutes

    Applying for a business account can be done in a matter in minutes from your mobile phone.

  • FSCS Protection up to £85,000

    All of Starling’s eligible accounts are protected up to £85,000 by the Financial Services Compensation Scheme.

  • Mobile and online banking

    Access and manage your business account from the app or through online banking.

  • 24/7 customer support

    Free 24/7 UK support via app, phone or email, with fast response times and help from real humans.

  • Free ATM withdrawals

    Starling will not charge a fee when you withdraw money from an ATM. You can make up to six withdrawals per day, with a daily limit of £300, regardless of what currency you are withdrawing.

  • No fees abroad

    Starling will not charge you for card payments or ATM withdrawals when you’re abroad.

  • Card security controls

    In-app card locking and personalised card settings.

  • Saving Spaces

    Separate spaces for separate costs. Set things like tax and overheads to one side.

Made for payments

  • Free UK bank transfers

    No payment charges on UK bank transfers. You can make a domestic bank transfer (we are part of the UK’s Faster Payments network) of up to £25,000 per transaction in your app / online banking, and an international bank transfer of up to £10,000 per transaction.

  • International payments

    Fast and secure money transfers to bank accounts in 38 countries worldwide, with no hidden fees.

  • Apple, Google, Samsung and Garmin Pay

    Pay on the go with Apple, Google, Samsung and Google Pay.

  • Managed scheduled payments

    See all your scheduled payments in one place and get notified when they’re due to go out.

  • Instant payment notifications

    Get notified instantly when you pay or get paid, and get a reminder the day before payments are due.

  • Cash deposits at the Post Office

    Deposit up to £20,000 cash at the Post Office for a 0.3% charge per deposit, with a minimum £3 fee.

  • In-app and freepost cheque deposits

    Deposit cheques up to £500 digitally in-app, for free. Cheques above £500 can be sent to us via Freepost. If you’d prefer to send your cheque via recorded or signed for delivery, please send it to: Starling Bank Operations Team, 5th floor, Brunel House, 2 Fitzalan Road, Cardiff, CF24 0EB, Wales. We don’t issue chequebooks.

number 1

Customise it with add-ons

Design the account that’s right for you, by signing up the services your business actually needs. Add on as many as you like, through the app.

Just click ‘Open app’ to set up your first add-on.

The Business Toolkit

Streamline your bookkeeping with the Business Toolkit

£7/month inc. VAT

  • Create, send and match invoices in a matter of clicks
  • HMRC tax calculation, tax report, and automated savings
  • Record VAT and submit MTD VAT return
  • Best for freelancers and sole traders

Euro business account

A euro bank account for UK businesses

£2/month

    <