We think business accounts should be free, uncomplicated and quick to set up – so that’s exactly what we’ve built. No fuss, no fees, no three week waits; just a free and straightforward business account you can set up in minutes.

It’s a pleasure doing business with Starling. Here’s why:

Same day set up

Spend more time getting your vision off the ground. Download the app and apply for an account in minutes.

No fees, please

We won't charge fees on electronic payments, domestic transfers, monthly account fees or ATM withdrawals.*

Security

We care about your security. All eligible deposits are protected by the FSCS up to £85,000 and we are regulated by the PRA and FCA.**

Round-the-clock support

Our friendly team of real humans are on hand to help 24/7, through in-app chat, on the phone or by email.

More details on our pricing structure.

* If you have fewer than 10 employees and less than £1.7m in annual turnover. Business accounts are also free for larger businesses for a limited time.
** The small business threshold for FSCS is an annual turnover of less than £1m. FSCS does not apply to all business types, please check the FSCS website for eligibility.

Mind your business

Who’s it for?

Our business account could be right for you if you’re…

The owner of a limited company – and you’re the only person with significant control over it.

Self-employed. At the moment, our sole trader account is available exclusively to anyone who has a Starling personal account.

Not you? Hold tight – we’ll be opening the account up to companies with more than one person of significant control soon, as well as sole traders who don’t have a Starling personal account.

Fill in your details below and we’ll be in touch when the account is available.

Bakery owner

Partnership or
multi-director limited company?

Register your interest and we’ll let you know
when the account is available for you.

About You
    Your Business

    (As registered)

    Select your business type
      Your personal data will be treated in accordance with our privacy notice.

      We’re in business!

      Thanks for your interest. We’ll be in touch soon.

      Step by step onboarding

      Apply in minutes

      Not yet a Starling customer? Apply in under 10 minutes.

      If you’re a Starling customer, it’s even quicker (the current record is 59 seconds).
      No need to download anything new – just apply from your personal account and then just swap between personal and business in app with a tap.

      How we measure up

      It’s great to have options, so we’ve compared a variety of high street banks and challengers so that you can see how we stack up.

      100% mobile signup

      Starling BankStarling
      NatwestNatwest
      ×
      BarclaysBarclays
      ×
      HSBCHSBC
      ×
      LloydsLloyds
      ×
      RBSRBS
      ×
      TideTide
      CoconutCoconut

      Is a UK regulated bank

      Starling BankStarling
      NatwestNatwest
      BarclaysBarclays
      HSBCHSBC
      LloydsLloyds
      RBSRBS
      TideTide
      ×
      CoconutCoconut
      ×

      FSCS deposit protection (up to £85,000)

      Starling BankStarling
      NatwestNatwest
      BarclaysBarclays
      HSBCHSBC
      LloydsLloyds
      RBSRBS
      TideTide
      ×
      CoconutCoconut
      ×

      Zero fees for micro enterprises*

      Starling BankStarling
      NatwestNatwest
      ×
      BarclaysBarclays
      ×
      HSBCHSBC
      ×
      LloydsLloyds
      ×
      RBSRBS
      ×
      TideTide
      ×
      CoconutCoconut
      ×

      Zero UK transfer fees

      Starling BankStarling
      NatwestNatwest
      ×
      BarclaysBarclays
      HSBCHSBC
      LloydsLloyds
      RBSRBS
      ×
      TideTide
      ×
      CoconutCoconut
      ×

      Zero bank ATM fees

      Starling BankStarling
      NatwestNatwest
      ×
      BarclaysBarclays
      HSBCHSBC
      ×
      LloydsLloyds
      RBSRBS
      ×
      TideTide
      ×
      CoconutCoconut
      ×

      Categorised transactions

      Starling BankStarling
      NatwestNatwest
      ×
      BarclaysBarclays
      ×
      HSBCHSBC
      ×
      LloydsLloyds
      ×
      RBSRBS
      ×
      TideTide
      CoconutCoconut

      24/7 customer support

      Starling BankStarling
      NatwestNatwest
      BarclaysBarclays
      HSBCHSBC
      LloydsLloyds
      RBSRBS
      TideTide
      ×
      CoconutCoconut
      ×

      CSV exports

      Starling BankStarling
      NatwestNatwest
      BarclaysBarclays
      HSBCHSBC
      ×
      LloydsLloyds
      RBSRBS
      TideTide
      CoconutCoconut
      ×

      Faster Payments & CHAPS

      Starling BankStarling
      NatwestNatwest
      BarclaysBarclays
      HSBCHSBC
      LloydsLloyds
      RBSRBS
      TideTide
      CoconutCoconut

      Cash & cheque deposits

      Starling BankStarling
      Coming soon
      NatwestNatwest
      BarclaysBarclays
      HSBCHSBC
      LloydsLloyds
      RBSRBS
      TideTide
      ×
      CoconutCoconut
      ×

      Open Banking Marketplace to connect 3rd party apps

      Starling BankStarling
      Coming soon
      NatwestNatwest
      ×
      BarclaysBarclays
      ×
      HSBCHSBC
      ×
      LloydsLloyds
      ×
      RBSRBS
      ×
      TideTide
      ×
      CoconutCoconut
      ×
      Starling Bank

      Starling

      Natwest

      Natwest

      Barclays

      Barclays

      HSBC

      HSBC

      Lloyds

      Lloyds

      RBS

      RBS

      Tide

      Tide

      Coconut

      Coconut

      100% mobile signup

      ×
      ×
      ×
      ×
      ×

      Is a UK regulated bank

      ×
      ×

      FSCS deposit protection (up to £85,000)

      ×
      ×

      Zero fee for micro enterprises*

      ×
      ×
      ×
      ×
      ×
      ×
      ×

      Zero UK transfer fees

      ×
      ×
      ×
      ×

      Zero bank ATM fees

      ×
      ×
      ×
      ×
      ×

      Categorised transactions

      ×
      ×
      ×
      ×
      ×

      24/7 customer support

      ×
      ×

      CSV exports

      ×
      ×

      Faster Payments & CHAPS

      Cash & cheque deposits

      Coming
      soon
      ×
      ×

      Open Banking Marketplace to connect 3rd party apps

      Coming
      soon
      ×
      ×
      ×
      ×
      ×
      ×
      ×

      Don’t just take our word for it

      Trustpilot reviews

      Find out more about what information you will need to provide to open an account or about our business account service information.