When business owners told us what they wanted from a bank account, we listened. Helpful features, no monthly fees, a super-fast setup, accessed from the app or online and handy integration with accountancy tools are just five of the reasons our business account has won awards. And we’re not going to stop there.

It’s a pleasure doing business with Starling. Here’s why:

No monthly fees

We won't charge fees on electronic payments, domestic transfers, monthly account fees or ATM withdrawals.*

Cash welcome

Deposit money at over 11,500 Post Office branches nationwide for as little as £3 per deposit. If you withdraw cash using the Post Office Counter Service, we will charge you £0.50 per withdrawal.

Security

We care about your security. All eligible deposits are protected by the FSCS up to £85,000 and we are regulated by the PRA and FCA.**

Business Marketplace integration

In business, it pays to be joined up. That’s the idea behind the Starling Business Marketplace. Smart and flexible products that help you run your business on the go.

Explore the Marketplace

All platforms, great and small

Access your Starling account from your computer. It’s handy if you need to sift through lots of transactions or copy information from an email.

* If you have fewer than 10 employees and less than £1.7m in annual turnover. Business accounts are also free for larger businesses for a limited time. Competitive fees for cash deposits and withdrawals at the Post Office. ** The small business threshold for FSCS is an annual turnover of less than £1m. FSCS does not apply to all business types, please check the FSCS website for eligibility.

Proud to be voted Best British Bank, Best Current Account Provider & Best Business Banking Provider.

Best British Bank

Mind your business

Apply for a Starling business account now

Download the Starling Bank iOS appDownload the Starling Bank Android app

Who’s it for?

Our business account could be right for you if you’re…

The owner of a limited company – and you have significant control over it. Not necessarily exclusive control – because we support companies with multiple people of significant control who are directors, too.

Self-employed. At the moment, our sole trader account is available exclusively to anyone who has a Starling personal account.

Bakery owner

How do I get a Starling business account

Not yet a Starling customer?
Apply for a business account in minutes in-app.

  • Download the app from Google Play Store or the App Store.
  • Enter your personal details
  • Verify who you are by sending a short video and your identification documents
  • We’ll carry out some quick checks at a UK Credit Reference Agency
  • Provide a few details about your business, such as its day to day activities and online presence
  • We will then look to approve your application as soon as possible so you can start making the most of all the features to help you manage your business finances better.

How we measure up

It’s great to have options, so we’ve compared the business accounts from a variety of high street banks and challengers so that you can see how we stack up.

100% mobile signup

StarlingStarling has 100% mobile signup
TideTide has 100% mobile signup
CoconutCoconut has 100% mobile signup
NatWestNatWest does not have 100% mobile signup
BarclaysBarclays does not have 100% mobile signup
HSBCHSBC does not have 100% mobile signup
LloydsLloyds does not have 100% mobile signup
RBSRBS does not have 100% mobile signup

A UK regulated bank

StarlingStarling is A UK regulated bank
NatWestNatWest is A UK regulated bank
BarclaysBarclays is A UK regulated bank
HSBCHSBC is A UK regulated bank
LloydsLloyds is A UK regulated bank
RBSRBS is A UK regulated bank
TideTide is not A UK regulated bank
CoconutCoconut is not A UK regulated bank

FSCS deposit protection (up to £85,000)

StarlingStarling has FSCS deposit protection (up to £85,000)
NatWestNatWest has FSCS deposit protection (up to £85,000)
BarclaysBarclays has FSCS deposit protection (up to £85,000)
HSBCHSBC has FSCS deposit protection (up to £85,000)
LloydsLloyds has FSCS deposit protection (up to £85,000)
RBSRBS has FSCS deposit protection (up to £85,000)
TideTide does not have FSCS deposit protection (up to £85,000)
CoconutCoconut does not have FSCS deposit protection (up to £85,000)

Zero fees for micro enterprises*

StarlingStarling has Zero fees for micro enterprises*
NatWestNatWest does not have Zero fees for micro enterprises*
BarclaysBarclays does not have Zero fees for micro enterprises*
HSBCHSBC does not have Zero fees for micro enterprises*
LloydsLloyds does not have Zero fees for micro enterprises*
RBSRBS does not have Zero fees for micro enterprises*
TideTide does not have Zero fees for micro enterprises*
CoconutCoconut does not have Zero fees for micro enterprises*

Zero UK transfer fees

StarlingStarling has Zero UK transfer fees
BarclaysBarclays has Zero UK transfer fees
HSBCHSBC has Zero UK transfer fees
LloydsLloyds has Zero UK transfer fees
NatWestNatWest does not have Zero UK transfer fees
RBSRBS does not have Zero UK transfer fees
TideTide does not have Zero UK transfer fees
CoconutCoconut does not have Zero UK transfer fees

Zero bank ATM fees

StarlingStarling has Zero bank ATM fees
BarclaysBarclays has Zero bank ATM fees
LloydsLloyds has Zero bank ATM fees
NatWestNatWest does not have Zero bank ATM fees
HSBCHSBC does not have Zero bank ATM fees
RBSRBS does not have Zero bank ATM fees
TideTide does not have Zero bank ATM fees
CoconutCoconut does not have Zero bank ATM fees

Categorised transactions

StarlingStarling has Categorised transactions
TideTide has Categorised transactions
CoconutCoconut has Categorised transactions
NatWestNatWest does not have Categorised transactions
BarclaysBarclays does not have Categorised transactions
HSBCHSBC does not have Categorised transactions
LloydsLloyds does not have Categorised transactions
RBSRBS does not have Categorised transactions

24/7 customer support

StarlingStarling has 24/7 customer support
NatWestNatWest has 24/7 customer support
BarclaysBarclays has 24/7 customer support
HSBCHSBC has 24/7 customer support
LloydsLloyds has 24/7 customer support
RBSRBS has 24/7 customer support
TideTide has 24/7 customer support
CoconutCoconut does not have 24/7 customer support

CSV exports

StarlingStarling has CSV exports
NatWestNatWest has CSV exports
BarclaysBarclays has CSV exports
LloydsLloyds has CSV exports
RBSRBS has CSV exports
TideTide has CSV exports
HSBCHSBC does not have CSV exports
CoconutCoconut does not have CSV exports

Faster Payments & CHAPS

StarlingStarling has Faster Payments & CHAPS
NatWestNatWest has Faster Payments & CHAPS
BarclaysBarclays has Faster Payments & CHAPS
HSBCHSBC has Faster Payments & CHAPS
LloydsLloyds has Faster Payments & CHAPS
RBSRBS has Faster Payments & CHAPS
TideTide has Faster Payments & CHAPS
CoconutCoconut has Faster Payments & CHAPS

Cash & cheque deposits

StarlingStarling has Cash & cheque deposits
NatWestNatWest has Cash & cheque deposits
BarclaysBarclays has Cash & cheque deposits
HSBCHSBC has Cash & cheque deposits
LloydsLloyds has Cash & cheque deposits
RBSRBS has Cash & cheque deposits
TideTide does not have Cash & cheque deposits
CoconutCoconut does not have Cash & cheque deposits

Overdraft

StarlingStarling has an Overdraft
NatWestNatWest has an Overdraft
BarclaysBarclays has an Overdraft
HSBCHSBC has an Overdraft
LloydsLloyds has an Overdraft
RBSRBS has an Overdraft
TideTide does not have an Overdraft
CoconutCoconut does not have an Overdraft

Open Banking Marketplace to connect 3rd party apps

StarlingStarling has an Open Banking Marketplace to connect 3rd party apps
NatWestNatWest does not have an Open Banking Marketplace to connect 3rd party apps
BarclaysBarclays does not have an Open Banking Marketplace to connect 3rd party apps
HSBCHSBC does not have an Open Banking Marketplace to connect 3rd party apps
LloydsLloyds does not have an Open Banking Marketplace to connect 3rd party apps
RBSRBS does not have an Open Banking Marketplace to connect 3rd party apps
TideTide does not have an Open Banking Marketplace to connect 3rd party apps
CoconutCoconut does not have an Open Banking Marketplace to connect 3rd party apps
Starling

Starling

NatWest

NatWest

Barclays

Barclays

HSBC

HSBC

Lloyds

Lloyds

RBS

RBS

Tide

Tide

Coconut

Coconut

100% mobile signup

×

×

×

×

×

A UK regulated bank

×

×

FSCS deposit protection (up to £85,000)

×

×

Zero fees for micro enterprises*

×

×

×

×

×

×

×

Zero UK transfer fees

×

×

×

×

Zero bank ATM fees

×

×

×

×

×

Categorised transactions

×

×

×

×

×

24/7 customer support

×

CSV exports

×

×

Faster Payments & CHAPS

Cash & cheque deposits

Cash deposits

×

Overdraft

×

×

Open Banking Marketplace to connect 3rd party apps

×

×

×

×

×

×

×

Don’t just take our word for it

Read more customer reviews...

Find out more about what information you will need to provide to open an account or about our business account service information.

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