Open a bank account online with Starling
At Starling, we do things a little differently. Open a bank account online using only your smartphone - it’s quick, straight-forward and easy.
Our Privacy Notice sets out how the personal data collected from you will be processed by us.
Our online bank accounts for individuals
Current account
Free to open, easy to manage – with instant notifications, spending insights and more.
Joint account
Spend, save and manage your money together, from the same app-based account.
Euro account
Hold, send and receive euros for free, and make transfers back into pounds 24/7.
Teen account
It’s designed for 16-17 year olds and can be opened with just a passport as ID.
Open a bank account online by getting our app today.
Our online bank accounts for businesses
Business account
Enjoy no monthly fees and clever features to help your business grow.
Sole trader account
It’s free to apply, easy to set up and you’ll benefit from 24/7 support.
Euro business account
Hold, send and receive euro payments, all for just £2 a month.
USD business account
For £5 a month, you can hold, send and receive dollar payments.
Open a bank account online by getting our app today.
What do I need to apply for a bank account online?
- A smartphone (and signal)
- A valid photo ID (passport or driving license)
- About 5-10 minutes of your time
To apply for a business account, please read the full eligibility requirements.
How do I open a bank account online?
‘Application form’. Sounds time-consuming, right? Wrong. Ours is 100% digital, which means you can do it wherever – and it takes just a few minutes.
Step 1
Download the Starling Bank app from the Apple App Store or Google Play Store
+Read account requirements
To open a personal euro account, you need to have a personal current account.
To open a joint account, both parties need to have a current account.
To open a sole trader account, you need to have a personal current account.
To open a USD business account, you need to have a business account.
To open a euro business account, you need to have a business or sole trader account.
Business and sole trader accounts are subject to eligibility checks, which include looking at credit data and understanding the nature of your business. The option to apply for a sole trader account in the Starling app will only be shown to customers that match our criteria, based on details provided for their personal current account.
To open a business account, submitting documents which confirm the nature of your business at hand will help support your application. Examples could be an invoice, trade registration or letter from your accountant. Then it’s over to our team to approve your details and open your account. Read the full eligibility requirements.
It’s easy to switch to Starling
Already have an account with another bank? No problem. We’ll take care of everything for you.
Apply for a bank account online today
Already part of the Starling revolution?
Ready to come aboard?
Our Privacy Notice sets out how the personal data collected from you will be processed by us.
What happens after I’ve opened my account online?
Read our article explaining bank accounts.
Once your account has been opened, you can order your new contactless Mastercard debit card from within the app and it should arrive in 3-5 business days.
If you want to start spending straight away, you can set up your card in your Apple Pay wallet or Google Pay before your physical card arrives in the post. Samsung Pay, Garmin Pay and Fitbit Pay can be set up once your card has arrived.
The small print
When you apply for a current account with us, we’ll carry out some quick checks at a UK Credit Reference Agency. The initial checks leave a soft footprint on your credit file, and the overdraft check leaves a hard credit check footprint. If we need additional proof of address information we’ll get in touch via the app.
Apple Pay, Apple, Apple Wallet and Touch ID are trademarks of Apple Inc. Android™, Google Pay and Google Play are trademarks of Google LLC.
The Financial Conduct Authority requires us to share service information about opening an account with us.