Apply to open a bank account online.
One app for all your accounts – from personal to business.
Apply now
If you have a personal account, you can apply for our joint account, euro account or open an Under 16s Space for your children.
Apply for personal accountPersonal account
Free to open and easy to manage, with instant notifications, spending insights and no monthly fees.
Joint account
Spend, save and manage money together. To apply for a joint account, each of you needs a personal account.
Teen account
It’s designed for 16 and 17 year olds, and can be applied for with just a passport as ID.
Under 16s
Manage your kid’s pocket money from your Starling account with our free debit card and app for 6–15 year olds.
Euro account
Hold, send and receive euros with ease, and make transfers back into pounds 24/7.
Student account
Get good with money at university. Designed for students aged 18+ enrolled in a full-time degree.
Our savings accounts.
Fixed Saver
Lock your rate in. 4.20% AER/gross interest.
More about Fixed Saver accountEasy Saver
Bonus rate
Withdraw anytime. 4.00% AER/ 3.92% gross (variable) interest up to £25k. Includes a fixed bonus of 1.50% AER for your first 6 months.
More about Easy Saver accountFlexible Cash ISA
Tax-free savings. 2.50% AER/ 2.46% gross (variable) interest.
More about Cash ISA18+, UK residents. Interest paid monthly for the Easy Saver and Flexible Cash ISA. Interest paid at the end of the term for the Fixed Saver. Starling personal current account or joint account required. Subject to eligibility. Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law; AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Tax free is the tax free rate of interest payable where interest is exempt from income tax.
If you have a business or sole trader account, you can apply for our multi-currency accounts.
Apply for business accountBusiness current account
Enjoy no monthly fees and clever features and tools to help your business grow.
Sole trader account
Separate personal and work money with a dedicated account for sole traders, freelancers and landlords.
Business euro account
Hold, send and receive euro payments, all for just £2 a month.*
US dollar account
For £5 a month, you can hold, send and receive dollar payments.*
Current Account Switching Service
It’s easy to switch to Starling.
Already have an account with another bank? No problem. Use the Current Account Switch Service and switch your bank account to Starling. Seamlessly move existing payees, direct debits and standing orders.
We’ll take care of everything for you, within seven working days.
Find out more about switching a current account or switching a business account.
Eligibility criteria
What you’ll need.
A smartphone (and signal).
A valid photo ID (like your passport or driving licence).
A short video of yourself to match your ID.
We may also need proof of your address, like a utility bill or bank statement.
To apply for a business account, please read the full business account eligibility requirements.
What happens next?
Once your account is open, you can order your debit card in the app.
To start spending straight away, set up your card for Apple Pay or Google Pay before your physical card arrives in the post (usually takes 5 to 7 days). Samsung Pay and Garmin Pay can be set up once your card has arrived.
Apply now*Multi-currency business accounts are subject to eligibility criteria and will only be visible in the app to eligible businesses. Unfortunately, we are unable to confirm if you will be eligible until you have opened a business account.
When you apply for a current account with us, we’ll carry out some quick checks at a UK Credit Reference Agency. The initial checks leave a soft footprint on your credit file, and the overdraft check leaves a hard credit check footprint. If we need additional proof of address information, we’ll get in touch via the app.
Business and sole trader accounts are subject to eligibility checks, which include looking at credit data and understanding the nature of your business.
To open a business account, submitting documents which confirm the nature of your business at hand will help support your application. Examples could be a trade registration or bank statement which shows your business activity. Then it’s over to our team to approve your details and open your account. Read the full eligibility requirements.
Apple Pay, Apple, Apple Wallet and Touch ID are trademarks of Apple Inc. registered in the U.S. and other countries and regions. Android™, Google Pay and Google Play are trademarks of Google LLC.
The Financial Conduct Authority requires us to share service information about opening an account with us. Please see our personal current account service information, and/or our business account service information.