What do I need to apply for a bank account online?
To apply for a business account, please read the full eligibility requirements.
It’s easy to switch to Starling
Already have an account with another bank? No problem. Use the Current Account Switch Service and switch your bank account to Starling. Seamlessly move existing payees, direct debits and standing orders.
We’ll take care of everything for you, within seven working days.
Apply online for an award-winning bank account today and enjoy app-based banking at its best.Start your application
What happens after I’ve opened my bank account online?
Read our article explaining bank accounts.
Once your account has been opened, you can order your new contactless Mastercard debit card from within the app and it should arrive in 5-7 working days.
If you want to start spending straight away, you can set up your card in your Apple Pay wallet or Google Pay before your physical card arrives in the post. Samsung Pay, Garmin Pay and Fitbit Pay can be set up once your card has arrived.
The small print
When you apply for a current account with us, we’ll carry out some quick checks at a UK Credit Reference Agency. The initial checks leave a soft footprint on your credit file, and the overdraft check leaves a hard credit check footprint. If we need additional proof of address information we’ll get in touch via the app.
Apple Pay, Apple, Apple Wallet and Touch ID are trademarks of Apple Inc. registered in the U.S. and other countries and regions. Android™, Google Pay and Google Play are trademarks of Google LLC.
Business and sole trader accounts are subject to eligibility checks, which include looking at credit data and understanding the nature of your business.
To open a business account, submitting documents which confirm the nature of your business at hand will help support your application. Examples could be a trade registration or bank statement which shows your business activity. Then it’s over to our team to approve your details and open your account. Read the full eligibility requirements.
The Financial Conduct Authority requires us to share service information about opening an account with us: