Download and apply now to set up your mobile-only current account in only three minutes.
Once you’re all set up, order your new contactless Mastercard debit card from within the app and it should arrive in 2-3 business days. For iOS users that want to start spending straight away, you can set up in your Apple Pay wallet before your physical card arrives in the post. Google Pay can be setup once your card has arrived.
We also know that sometimes you need a little short term financial help so we’ve created a flexible overdraft. If you’re eligible, this will be available to you as soon as your identity documents have been verified and your account has been opened.
Ready to make the switch? You can painlessly do so with our Current Account Switch Service in-app, which comes with a Current Account Switch Guarantee. No need for any paperwork or bank branch visits. Further details in our FAQs.
The small print
When you apply for a current account with us, we’ll carry out some quick checks at a UK Credit Reference Agency. The initial checks leave a soft footprint on your credit file, and the overdraft check leaves a hard credit check footprint. If we need additional proof of address information we’ll get in touch via the app.
Apple Pay and Touch ID are trademarks of Apple Inc.
Android™, Google Pay and Google Play are trademarks of Google LLC.