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How to choose a
business bank account

We already think we’re the best bank for business,
but we want to help you make an informed choice.

450,000+

Businesses bank with Starling

The fair payment code logo
White Current Account Switching Service logo
FSCS protection logo

How do I compare business bank accounts?

Comparing business bank accounts can often take hours of research, and as a business owner you probably don’t have time for that, do you? That’s why we’ve decided to do some of the hard work for you.

Use our table to compare business bank accounts from a variety of providers, including high-street banks and other challengers. See how Starling’s business account compares against the other banks when it comes to areas such as customer support, fees, features, payments and borrowing.

After all, it’s always great to have options.

Feature
Starling logoStarlingBusiness Current Account
Monzo logoMonzoLite
Revolut logoRevolutBasic Business Account
Tide logoTideFree Business Account
NatWest logoNatWestBusiness Account
Barclays logoBarclaysBusiness Account (up to £400k) e-Payments Plan
HSBC logoHSBCHSBC Business Account
RBS logoRBSBusiness Bank Account
Lloyds logoLloyds£0-3M Turnover
Standard fees
Zero UK transfer fees
Yes
Yes
No
No
No
Yes
Yes
No
No
Zero monthly fees
Yes
Yes
No
Yes
Yes
No
Yes
Yes
No
Zero bank ATM fees
Yes
Yes
No
No
No
Yes
No
No
Yes
Protection and support
A UK regulated bank
Yes
Yes
No
No
Yes
Yes
Yes
Yes
Yes
24/7 customer support
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Switch guarantee
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
FSCS deposit protection (up to £120,000)
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Good for business
Multi director access
Yes
No
Yes
No
Yes
Yes
Yes
Yes
Yes
In-app integrations with 3rd party platforms
Yes
No
Yes
Yes
No
No
No
No
No
Connect to Xero
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Connect to QuickBooks
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Connect to FreeAgent
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Made for payments
Cash deposit
Yes
Yes
No
Yes
Yes
Yes
Yes
No
No
In-app cheque deposit
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Instant payment notifications
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Business spending categories
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Receipt capture
Yes
Yes
Yes
Yes
No
No
Yes
Yes
Yes
Help for cashflow
Overdrafts
No
Yes
No
No
Yes
Yes
Yes
Yes
Yes
Other Loans
No
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Credit card
No
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Saving spaces
Yes
Yes
Yes
Yes
No
No
No
No
Yes
For going international
Zero fees abroad
Yes
Yes
No
No
No
No
No
No
No
USD business account
Yes
No
Yes
No
Yes
Yes
Yes
Yes
Yes
EUR business account
Yes
No
Yes
No
Yes
Yes
Yes
Yes
Yes
Other non-sterling accounts
No
No
Yes
No
Yes
Yes
Yes
Yes
Yes
For accessibilty
100% mobile sign up
Yes
Yes
Yes
Yes
No
No
No
No
No
Mobile wallets
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Making Tax Digital Software
Yes
Yes
No
Yes
No
No
Yes
No
Yes

Last updated: 27th April 2026.

The above data is based on entry level business accounts. Some banks or organisations offer these features through a third-party e.g. offering loans through an external provider.
This table represents features directly available via each specific bank or organisation.

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Like what you see?

Apply for a Starling business account today and enjoy
app-based banking at its best.

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