Send money to the USA

Fast and easy US dollar payments, direct from your bank account.

A nephew in New York. Your supplier in San Francisco.

Whatever the reason – if you need to send money to the USA, making the transfer through Starling’s mobile current account will get you...

We’re the competitive type. Our exchange rates and fees beat all the major banks – which means you’ll never pay over the odds to make a money transfer. We use the real exchange rate and it’s updated every 30 seconds.
Fair and transparent pricing. We work with partners to deliver your money to the USA in dollars. Those partners charge a fee to make the transfer, which we pass on to you – but you can rest easy knowing that the fee will be far more competitive than high-street banks (and it’s a flat rate too at 0.4%, so it won’t change in relation to its size).
A fast and easy transfer. Set up your payee directly in the app and with a few taps you’ll be able to send the money on its way to the USA – and you’ll get a real-time notification from your Starling app to confirm it’s been sent.
Security. Keeping your money safe is our number one priority. Keep track of exactly what’s coming in and out of your account with a real-time balance and instant payment alerts.

App screenshots showing sending money to US dollar.

About our fees

When you make an international money transfer to the USA through our app, we’ll apply a 0.4% fee to the transaction. That fee is included and taken from the conversion amount, so you’ll always know exactly how much your payment will cost and then you’ll be able to choose from one of the delivery options below. All fees are clearly displayed within the app, so you’ll always know exactly what you’ve paid.

Priority delivery with SWIFT

£5.50

Local network payment

30p

See how we compare when you send £1000 to USD

Fee

Starling

£ 4.28

Western Union

£ -

Transferwise

£ 4.44

MoneyGram

£ 10.99*

RBS

£ 22.00

NatWest

£ 22.00

Santander

£ 25.00

Total GBP converted

Starling

£ 995.72

Western Union

£ 1,000.00

Transferwise

£ 995.56

MoneyGram

£ 989.01

RBS

£ 978.00

NatWest

£ 978.00

Santander

£ 1,000.00

Exchange rate

Starling

1.246

Western Union

1.2428

Transferwise

1.24605

MoneyGram

1.1839

RBS

1.2

NatWest

1.1967

Santander

1.121

Amount received

Starling

$ 1,240.63

Western Union

$ 1,242.76

Transferwise

$ 1,240.52

MoneyGram

$ 1,183.89

RBS

$ 1,173.60

NatWest

$ 1,170.37

Santander

$ 1,214.29

Starling

Western Union

Transferwise

MoneyGram

RBS

NatWest

Santander

Fee

£ 4.28

£ -

£ 4.44

£ 10.99*

£ 22.00

£ 25.00

Total GBP converted

£ 995.72

£ 1,000.00

£ 995.56

£ 989.01

£ 978.00

£ 1,000.00

Exchange rate

1.246

1.2428

1.24605

1.1839

1.2

1.1967

1.121

Amount received

$ 1,240.63

$ 1,242.76

$ 1,240.52

$ 1,183.89

$ 1,173.60

$ 1,170.37

$ 1,214.29

* Moneygram fee is added after conversion.

Currencies correct as of 9 July 2019.
Rates quoted are the generally available rates available at the date shown to members of the public. It does not reflect any discounts, promotions or other incentives offered.

Three, easy steps to get started

Download the app from Google Play Store or the App Store.

Enter your personal details and verify who you are by sending a short video and your identification documents.

We’ll carry out some quick checks at a UK Credit Reference Agency, and if you’re approved for a current account, start sending money abroad straightaway.

Get started

Download and apply now in 3 minutes to start sending money to the USA with the Starling current account.

Our Privacy Notice sets out how the personal data collected from you will be processed by us.