Send money to the USA

Fast and easy international payments, direct from your bank account.

A nephew in New York. Your supplier in San Francisco.

Whatever the reason – if you need to send money to the USA, making the transfer through Starling’s mobile current account will get you...

The genuine exchange rate. With Starling, you’ll always get the true mid-market exchange rate. That’s the real rate; the one that’s updated every minute and lies slap-bang in the middle of the demand and supply for any given currency. Banks often add their own margin without telling you and then claim it’s the real rate. We don’t.
Fair and transparent pricing. We work with partners to deliver your money to the USA in dollars. Those partners charge a fee to make the transfer, which we pass on to you – but you can rest easy knowing that the fee will be far more competitive than high-street banks (and it’s a flat rate too at 0.4%, so it won’t change in relation to its size).
A fast and easy transfer. Set up your payee directly in the app and with a few taps you’ll be able to send the money on its way to the USA – and you’ll get a real-time notification from your Starling app to confirm it’s been sent.
Security. Keeping your money safe is our number one priority. It’s protected up to £85,000 by the FSCS, and you’ll also be able to keep track of exactly what’s coming in and out of your account with a real time balance and instant payment alerts.

About our fees

When you make an international money transfer to the USA through our app, we’ll apply a 0.4% fee to the transaction. That fee is included and taken from the conversion amount, so you’ll always know exactly how much your payment will cost and then you’ll be able to choose from one of the delivery options below. All fees are clearly displayed within the app, so you’ll always know exactly what you’ve paid.

Priority delivery with SWIFT

£5.50

Local network payment

30p

See how we compare when you send £1000 to USD

Fee

Starling

£ 4.28

Western Union

£ -

Revolut

£ -

Transferwise

£ 4.78

MoneyGram

£ 10.99*

RBS

£ 22.00

NatWest

£ 22.00

Santander

£ -

Total GBP converted

Starling

£ 995.72

Western Union

£ 1,000.00

Revolut

£ 1,000.00

Transferwise

£ 995.22

MoneyGram

£ 989.01

RBS

£ 978.00

NatWest

£ 978.00

Santander

£ 1,000.00

Exchange rate

Starling

1.3184

Western Union

1.30412

Revolut

1.3185

Transferwise

1.318

MoneyGram

1.2565

RBS

1.25

NatWest

1.2504

Santander

1.13168

Amount received

Starling

$ 1,312.76

Western Union

$ 1,304.12

Revolut

$ 1,318.50

Transferwise

$ 1,311.70

MoneyGram

$ 1,242.69

RBS

$ 1,222.50

NatWest

$ 1,222.89

Santander

$ 1,316.80

Starling

Western Union

Revolut

Transferwise

MoneyGram

RBS

NatWest

Santander

Fee

£ 4.28

£ -

£ 4.78

£ 10.99*

£ 22.00

£ -

Total GBP converted

£ 995.72

£ 1,000.00

£ 995.22

£ 989.01

£ 978.00

£ 1,000.00

Exchange rate

1.3184

1.30412

1.3185

1.318

1.2565

1.25

1.2504

1.13168

Amount received

$ 1,312.76

$ 1,304.12

$ 1,318.50

$ 1,311.70

$ 1,242.69

$ 1,222.50

$ 1,222.89

$ 1,316.80

* Moneygram fee is added after conversion.

Information correct as of 26 February 2019. Rates quoted are the generally available rates available at the date shown to members of the public. It does not reflect any discounts, promotions or other incentives offered.

Three, easy steps to get started

Download the app from Google Play Store or the App Store.

Enter your personal details and verify who you are by sending a short video and your identification documents.

We’ll carry out some quick checks at a UK Credit Reference Agency, and if you’re approved for a current account, start sending money abroad straightaway.

Get started

Download and apply now in 3 minutes to start sending money to the USA with the Starling current account.

Download Starling Bank Google Play mobile app