Bills Manager

Put money for bills aside, and pay them straight from a Saving Space. Make budgeting easier by getting a crystal clear view of how much money you have left for day-to-day spending.

Learn about Bills Manager

Bills to Pay

The Business Toolkit lets you upload bills as soon as you receive them and schedule payments to help you manage your cash flow.

Learn about Bills to Pay


We’ll show you what admin needs to be done in a handy interactive to-do list. No more sleepless nights over bookkeeping.

Learn about Bookkeeping

Bulk Payments

It’s time to streamline your financial admin. Whether you’re paying staff or suppliers, send multiple payments in one fell swoop, 24/7.

Learn about Bulk Payments

Business Spending Insights

Get a breakdown of your company’s spending, organise your outgoings and store receipts.

Learn about business Spending Insights

Card Controls

Keeping your money safe and secure is our biggest priority. Get total control over your debit card with Card Controls.

Learn about Card Controls

Cheque deposits

Sure, you can deposit cheques via freepost – but what if it’s raining outside? Deposit cheques of £1,000 or less from your mobile phone in the Starling app.

Learn about mobile cheque deposits

Connected cards

If someone’s spending on your behalf at the moment, the Starling Connected card could make life a little easier for everyone.

Learn about Connected cards

Contactless payments

Capped at £100, set your own contactless payment limit or turn it off, putting the power (quite literally) in your hands.

Learn about contactless payments

Fixed Saver

Plan for the future with confidence. Set money aside for a year in just a few taps, and earn 4.48% AER interest in a Fixed Saver.

Learn about Fixed Saver

Instant notifications

Whenever money enters or leaves your account, we’ll send a real-time alert to your mobile. Here’s to the end of second guessing.

Learn about instant notifications


Friends and family can send money directly to your kid’s Kite Space. Perfect for birthdays and treats!

Learn about KiteLink


The Marketplace offers a range of products you can link to your banking app. From accounting packages such as Xero and QuickBooks to insurance services and Slack.

Business marketplace


Create and send invoices directly from your desktop, and connect your online banking to your email. Match your invoices in a single click.

Learn about invoicing

Manage VAT

Record VAT on your transactions, which means less admin for you. Connect to HMRC and submit your returns through Making Tax Digital.

Learn about managing VAT


Choose from a range of services you can link to your banking app, from pensions with PensionBee to life insurance with Anorak.

Personal finance marketplace

Nearby Payments

Send money to other nearby Starling customers whilst sitting in a restaurant, bar or wherever you are, without needing their sort code and account number. It’s payments, made easier.

Learn about Nearby Payments

Personal Spending Insights

Spending Insights gives you a sneak peek into the inner workings of your own financial life.

Learn about personal Spending Insights

Post Office

If you need to deposit cash – or withdraw it – just head to your nearest Post Office. With 11,500 branches, there’s almost certainly one near you.

Find your nearest Post Office

Round Ups

Round up your day-to-day spending to the nearest pound and transfer the difference to your Saving Space.

Learn about Round Ups

Saving Spaces

Create visual spaces within your account for all your saving goals. Money is ring-fenced from your main balance. Our most popular feature!

Learn about Saving Spaces

Settle Up

We’re making IOUs between family and friends simple, streamlined and speedy with Settle Up. A few taps, a single link and you’re settled up.

Learn about Settle Up

Split payment

Spread money from an incoming payment across different Spaces, Kite and other Starling accounts in one go.

Learn about Split payment

Split the Bill

No more wrangling over the bill. With Split the Bill, you can work out who owes what and send out IOUs in just a few taps.

Learn how to Split the Bill


View or download statements month-by-month, or create your own custom statements in a few taps in the app.

Learn about statements

Virtual cards

Virtual cards let you spend directly from a Saving Space. They’re linked to budgets you’ve created, so you’ll only ever spend as much as you planned.

Learn about virtual cards

Tax Estimation Tool

Good news for sole traders: see an up-to-date estimate of the money you need to save aside for the self employment part of your tax return.

Learn about the tax tool

Apply for a Starling bank account today and enjoy app-based banking at its best.

Start your application