Starling app features
Bills Manager
Put money for bills aside, and pay them straight from a Saving Space. Make budgeting easier by getting a crystal clear view of how much money you have left for day-to-day spending.
Bills to Pay
The Business Toolkit lets you upload bills as soon as you receive them and schedule payments to help you manage your cash flow.
Bookkeeping
We’ll show you what admin needs to be done in a handy interactive to-do list. No more sleepless nights over bookkeeping.
Bulk Payments
It’s time to streamline your financial admin. Whether you’re paying staff or suppliers, send multiple payments in one fell swoop, 24/7.
Business Spending Insights
Get a breakdown of your company’s spending, organise your outgoings and store receipts.
Card Controls
Keeping your money safe and secure is our biggest priority. Get total control over your debit card with Card Controls.
Cheque deposits
Sure, you can deposit cheques via freepost – but what if it’s raining outside? Deposit cheques of £1000 or less from your mobile phone in the Starling app.
Connected cards
If someone’s spending on your behalf at the moment, the Starling Connected card could make life a little easier for everyone.
Contactless payments
Capped at £100, set your own contactless payment limit or turn it off, putting the power (quite literally) in your hands.
Instant notifications
Whenever money enters or leaves your account, we’ll send a real-time alert to your mobile. Here’s to the end of second guessing.
Integrations
The Marketplace offers a range of products you can link to your banking app. From accounting packages such as Xero and QuickBooks to insurance services and Slack.
Invoicing
Create and send invoices directly from your desktop, and connect your online banking to your email. Match your invoices in a single click.
Manage VAT
Record VAT on your transactions, which means less admin for you. Connect to HMRC and submit your returns through Making Tax Digital.
Marketplace
Choose from a range of services you can link to your banking app, from pensions with PensionBee to life insurance with Anorak.
Nearby Payments
Send money to other nearby Starling customers whilst sitting in a restaurant, bar or wherever you are, without needing their sort code and account number. It’s payments, made easier.
Personal Spending Insights
Spending Insights gives you a sneak peek into the inner workings of your own financial life.
Post Office
If you need to deposit cash – or withdraw it – just head to your nearest Post Office. With 11,500 branches, there’s almost certainly one near you.
Round Ups
Round up your day-to-day spending to the nearest pound and transfer the difference to your Saving Space.
Saving Spaces
Create visual spaces within your account for all your saving goals. Money is ring-fenced from your main balance. Our most popular feature!
Settle Up
We’re making IOUs between family and friends simple, streamlined and speedy with Settle Up. A few taps, a single link and you’re settled up.
Split the Bill
No more wrangling over the bill. With Split the Bill, you can work out who owes what and send out IOUs in just a few taps.
Statements
View or download statements month-by-month, or create your own custom statements in a few taps in the app.
Virtual cards
Virtual cards let you spend directly from a Saving Space. They’re linked to budgets you’ve created, so you’ll only ever spend as much as you planned.
Tax Estimation Tool
Good news for sole traders: see an up-to-date estimate of the money you need to save aside for the self employment part of your tax return.