Fast set-up
Create your account in minutes. We like to keep things simple.
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Android Pay
Features built for you
We built a bank because we want to give you the opportunity to enjoy a healthy financial life.
Here are some of the features that you’ll find on the Starling Bank app (so far).
Android Pay
The wait is over — you can now tap, pay and go from your Android phone. Enjoy seamless, secure spending from your mobile by adding the Starling debit card to Android Pay. Setup is simple, find out more.
Apple Pay
Payments just got easier for our iOS customers. Starling Bank is the first to enable you to load your debit card to your Apple Wallet within the app — simply go to the Card Management screen to add. In fact, you don’t even need to receive your physical card to start spending right away. Use it wherever you see the Apple Pay or Contactless logos, on and offline — and now, there's no longer a £30 contactless limit. Find out more.
Spending Insights
Spending Insights is your fast track to clarity. Featuring both an overview and breakdown of your everyday spending habits, view your payments by either category or merchant — it’s completely up to you. Either way, it’ll help you make better financial decisions and identify where there might be room for improvement. It might even help you save for something great. Someone say city break?
The Pulse
Whether you’ve paid a bar tab or a barista, keeping track of your money is easier when it’s right in front of you. The Pulse updates in real time so that you can avoid those awkward mid-month surprises; if you’ve spent it, you’ll see it (straight away, no funny business).
Real-time notifications
Wish you could be kept in the loop about your spending, as it happens? Real-time notifications keep track, even when you’re not. We’ll send you updates about what you’ve spent in real time so you’re never in the dark.
Card control
It’s your card, so we think it makes sense for you to be in control of it. If you think you’ve lost your debit card, don’t panic — just lock it in app while you look for it and then unlock it when you find it. Crisis averted.
Android™, Android Pay, the Android robot and Google Play are trademarks of Google Inc.
Apple Pay and Touch ID are trademarks of Apple Inc.
There’s all sorts going on behind the scenes at Starling Bank. From the addition of digital wallets, virtual cards and new feature Savings Goals, we’ve got plenty brewing. Find out the full story on our blog.
Everything you need from a bank
…without the stuff you don’t. We’re a fully-functioning and dynamic current account, which means you’ll benefit from everything you’d expect from a full service bank account – and your money will be fully protected up to £85,000 by the FSCS if your deposit is eligible.
Zero monthly fees
When we say zero fees, we mean it. No sneaky monthly charges here.
Pay it forward
Whether it’s a direct debit, a standing order or a one-off, our payments system is fast, simple and based entirely in app.
Straightforward overdrafts
A few quick checks and if you get the thumbs up, your overdraft is good to go (interest rates apply). Manage it in app by adjusting the amount within your limit.
Travel smarter
Modern support, when you need it
No queues, no hold music – just the modern support you need, exactly when you need it. We’re on hand 24/7, because when it comes to money matters, we believe in a round-the- clock relationship. Reach us through our in app chat, live chat on our website or by email.
App Chat
Live Chat
It takes a village
Got something to say? We love hearing what you think, so we’re excited to announce that we’ve just launched our community forum, where we hope you’ll join us in building a community out of inspiring conversations and ideas. Give feedback, find out what’s coming up or simply talk tech with a likeminded community. We’re all ears.
Question time
Do I have to switch my banking to Starling to open an account?
No - if you’re not ready to make the switch yet, that’s fine by us. But if you do decide to switch, we’ll make the transition from your current bank as painless as possible using the Current Account Switch Service, which comes with a Current Account Switch Guarantee. You can do this easily in-app.
Am I protected?
Yes. Your Starling account is fully protected by the Financial Services Compensation Scheme (FSCS), which means that in the unlikely event that the bank were to become insolvent, your money is protected up to £85,000 if your deposit is eligible.
Will I receive interest on my money?
Our rate from the 4th June 2017 is 0.5% AER on balances up to £2,000 and 0.25% on balances above £2,000, up to £85,000.
We’re available to download in the app stores
We’ve built this bank for you and we’d love your help to make it the best it can be. Download the app now to get started!