Features

Just arrived:
Apple Pay for iOS

iPhone
Starling Bank debit card full view

Features built for you

We built a bank because we want to give you the opportunity to enjoy a healthy financial life.

Here are some of the features that you’ll find on the Starling Bank app (so far).

What next app screenshot

There’s all sorts going on behind the scenes at Starling Bank. From the addition of digital wallets, virtual cards and new feature Savings Goals, we’ve got plenty brewing. Find out the full story on our blog.

Everything you need from a bank

…without the stuff you don’t. We’re a fully-functioning and dynamic current account, which means you’ll benefit from everything you’d expect from a full service bank account – and your money will be fully protected up to £85,000 by the FSCS if your deposit is eligible.

Fast set-up

Create your account in minutes. We like to keep things simple.

Zero monthly fees

When we say zero fees, we mean it. No sneaky monthly charges here.

Pay it forward

Whether it’s a direct debit, a standing order or a one-off, our payments system is fast, simple and based entirely in app.

Straightforward overdrafts

A few quick checks and if you get the thumbs up, your overdraft is good to go (interest rates apply). Manage it in app by adjusting the amount within your limit.

Travel smarter

Booked the trip? Our debit card goes the distance with great security features and zero charges abroad.

Modern support, when you need it

No queues, no hold music – just the modern support you need, exactly when you need it. We’re on hand 24/7, because when it comes to money matters, we believe in a round-the- clock relationship. Reach us through our in app chat, live chat on our website or by email.

App Chat

Live Chat

Email

Speech bubbles

It takes a village

Got something to say? We love hearing what you think, so we’re excited to announce that we’ve just launched our community forum, where we hope you’ll join us in building a community out of inspiring conversations and ideas. Give feedback, find out what’s coming up or simply talk tech with a likeminded community. We’re all ears.

Question time

Do I have to switch my banking to Starling to open an account?

No - if you’re not ready to make the switch yet, that’s fine by us. But if you do decide to switch, we’ll make the transition from your current bank as painless as possible using the Current Account Switch Service, which comes with an Account Switch Guarantee. Currently this service is only available on iOS, but the Android Current Account Switch Service is coming soon.
Current account switch guarantee

Am I protected?

Yes. Your Starling account is fully protected by the Financial Services Compensation Scheme (FSCS), which means that in the unlikely event that the bank were to become insolvent, your money is protected up to £85,000 if your deposit is eligible.

Will I receive interest on my money?

Our rate from the 4th June 2017 is 0.5% AER on balances up to £2,000 and 0.25% on balances above £2,000, up to £85,000.