Business overdraft

A smarter overdraft for your business

Starling app overdraft interface

Supporting businesses

At Starling, we understand this is a difficult time to be running a business and we’re doing everything we can to help our customers. As always, you can manage your finances from the Starling app, and our customer support team is here for you 24/7. You can get in touch with them via phone, email or in-app chat.

Has your business been affected by coronavirus?

The government has launched a £350bn stimulus package - have a read of our coronavirus support blog posts to find out more. We’ve also published a few tips that may help small businesses coping with coronavirus.

The government have also announced:

  • Small business grant funding
  • A Statutory Sick Pay relief package for SMEs
  • A Coronavirus Job Retention Scheme
  • Deferring VAT and income tax payments
  • A 12 months business rates holiday for certain businesses

Recovery Loan Scheme

We are not accepting applications for loans outside of the government-backed landing schemes. We are in discussion with the Government and the British Business Bank about the Recovery Loan Scheme and hope to be offering this lending soon.

Calculate how much an overdraft would cost a sole trader

Overdrafts are available from £250 up to £10,000 if you’re a sole trader (who meets the relevant criteria).

£250£10,000
Borrowing £5000 for 30
 days will cost you
 CostRate (% EAR variable)

Calculate how much an overdraft would cost a limited company or limited liability partnership

Overdrafts are available from £250 up to £150,000 for limited companies or limited liability partnerships (who meet the relevant criteria).

£250£25,000
Borrowing £5000 for 30
 days will cost you
 CostRate (% EAR variable)

Already have a business overdraft with Starling and you need help or are worried?

Our customer support team is here for you 24/7. You can get in touch with them via phone, email or in-app chat.

Help