Starling customer holding bank card

Business accounts

Business current account or sole trader account

Summary of fees, rates and charges

Euro business current account or euro sole trader account

Summary of fees, rates and charges

Non-refundable £2 per month (paid in advance). We will deduct this fee on or around the first day of each month.

See full details of rates and charges associated with this account.

Please note there is a -0.5% AER on positive balances above €50,000 (i.e. interest is charged on the account).

We have a daily transaction limit of €25,000 for our EUR account and you can contact customer service to raise the EUR limit to €500,000 temporarily.

See frequently asked questions on euro account subscriptions.

USD business current account

Summary of fees, rates and charges

Non-refundable £5 per month (paid in advance). We will deduct this fee on or around the first day of each month.

See full details of rates and charges associated with this account.

Note this account is not currently available to sole traders.

We have a daily transaction limit of US $25,000 for our USD account. Unfortunately we cannot yet raise the limit for the USD account.

See frequently asked questions on USD account subscriptions.

Product, feature or service

Summary of fees, rates and charges

Business current account or sole trader account

Euro business current account or euro sole trader account

Non-refundable £2 per month (paid in advance). We will deduct this fee on or around the first day of each month.

See full details of rates and charges associated with this account.

Please note there is a -0.5% AER on positive balances above €50,000 (i.e. interest is charged on the account).

We have a daily transaction limit of €25,000 for our EUR account and you can contact customer service to raise the EUR limit to €500,000 temporarily.

See frequently asked questions on euro account subscriptions.

USD business current account

Non-refundable £5 per month (paid in advance). We will deduct this fee on or around the first day of each month.

See full details of rates and charges associated with this account.

Note this account is not currently available to sole traders.

We have a daily transaction limit of US $25,000 for our USD account. Unfortunately we cannot yet raise the limit for the USD account.

See frequently asked questions on USD account subscriptions.

Business overdrafts

Business current accounts: arranged overdraft (where we have agreed an overdraft facility with you in advance)

Summary of fees, rates and charges

We will charge interest at the specific interest rate confirmed and viewable to you in your app. Interest accrues on a daily basis.

If you go over your limit, we will charge interest at the same rate as your arranged overdraft facility.

We also charge an annual fee of the greater of: (i) 1.5% of your limit; or (ii) £50. This fee is payable in advance.

See full details of how and when we charge for overdrafts.

Sole trader accounts: arranged overdraft (where we have agreed an overdraft facility with you in advance)

Summary of fees, rates and charges

If we offer you an overdraft facility and you accept this, we will charge interest at 15% AER (variable).

Interest accrues on a daily basis.

If you go over your limit, we will charge interest at the same rate as your arranged overdraft facility.

We will not charge a fee for having an arranged overdraft with us.

See full details of how and when we charge for overdrafts.

Business current accounts and sole trader accounts: unarranged overdraft; or the account is in arrears

Summary of fees, rates and charges

For unarranged overdrafts (i.e. where we have not agreed an overdraft facility with you in advance) we charge interest at 15% EAR.

We do not charge an annual fee.

See full details of how and when we charge for overdrafts.

Euro business current accounts and euro sole trader accounts: unarranged Overdraft; or the account is in arrears

Summary of fees, rates and charges

For unarranged overdrafts (i.e. where we have not agreed an overdraft facility with you in advance) we charge interest at 15% EAR.

We do not charge an annual fee.

See full details of how and when we charge for overdrafts.

US dollar business current accounts: unarranged overdraft; or the account is in arrears

Summary of fees, rates and charges

For unarranged overdrafts (i.e. where we have not agreed an overdraft facility with you in advance) we charge interest at 15% EAR.

We do not charge an annual fee.

See full details of how and when we charge for overdrafts.

Product, feature or service

Summary of fees, rates and charges

Business current accounts: arranged overdraft (where we have agreed an overdraft facility with you in advance)

We will charge interest at the specific interest rate confirmed and viewable to you in your app. Interest accrues on a daily basis.

If you go over your limit, we will charge interest at the same rate as your arranged overdraft facility.

We also charge an annual fee of the greater of: (i) 1.5% of your limit; or (ii) £50. This fee is payable in advance.

See full details of how and when we charge for overdrafts.

Sole trader accounts: arrang