We are not accepting applications for loans outside of the government-backed lending schemes. Head over to our Recovery Loan Scheme page to view the lending options that are currently available for businesses which have been affected by Covid-19.

If you’re looking to borrow money for your business, our business loan calculator will give you an idea of how much it will cost you. We use a representative APR of 7%, but we’ll assess your business to work out your bespoke rate.

To use our business loan calculator, enter the amount you would like to borrow and for how long. Then, our loan calculator will give you an idea of how much you need to pay back each month, as well as the total amount repayable.

See how much a Starling business loan would cost you




over 12 months

Total Amount Repayable £NaN
Monthly Repayment £NaN
Representative APR 7%
Indicative example based on loan starting 1 January 2020. Actual repayments may differ slightly depending on the start date of your loan.

Representative example:
Representative APR of 7%. Borrow £15,000 repayable over 36 months at an interest rate of 7% pa (fixed) with monthly repayments of £461.68. A total amount payable of £16,620.47.
The rate you are offered will depend on your individual business’ circumstances.

Apply for a Starling business account today and enjoy app-based banking at its best.

Start your application