If you’re looking to borrow money for your business, our business loan calculator will give you an idea of how much it will cost you. We use a representative APR of 7%, but we’ll assess your business to work out your bespoke rate.

To use our business loan calculator, enter the amount you would like to borrow and for how long. Then, our loan calculator will give you an idea of how much you need to pay back each month, as well as the total amount repayable.

See how much a Starling business loan would cost you



Please enter an amount between £5000 and £25000


over 12 months

Total Amount Repayable £5,186.06
Monthly Repayment £432.17
Representative APR 7%
Indicative example based on loan starting 1 January 2020. Actual repayments may differ slightly depending on the start date of your loan.

Representative example:
Representative APR of 7%. Borrow £15,000 repayable over 36 months at an interest rate of 7% pa (fixed) with monthly repayments of £461.68. A total amount payable of £16,620.47.
The rate you are offered will depend on your individual business’ circumstances.

Our focus at the moment is on delivering CBILS and BBLS borrowing as quickly as we can to our customers. We are not accepting applications for non-CBILS or non-BBLS Starling business loans or overdrafts at the moment.

The Coronavirus Business Interruption Loan Scheme (CBILS)

The CBILS is available for loans from £50,001 up to £250,000. Apply for the CBILS with Starling.

The business Bounce Back Loan Scheme (BBLS)

The business Bounce Back Loan Scheme provides loans of £2,000 to £50,000. As an accredited lender, Starling is offering loans under this scheme. Information on eligibility criteria and how to apply for the BBLS.

Read our coronavirus support content.