US dollar business account

A US dollar business account in the UK

Manage US dollars with Britain’s Best Bank.

Starling business euro account interface

What is the business USD account?

So you’ve taken your UK business stateside? Nice work. Now give it the right support with Starling’s US dollar business account. For just £5 a month, you can hold, send and receive USD, and manage them with our award-winning app – plus you can spend from your business USD account using your regular Starling business card, too.

Want to convert your USD into GBP or vice versa? Make it happen with a tap. You’ll get the current exchange rate with a 0.4% conversion fee added on top. No hidden commission, no sneaky extra charges. Just everything you’d expect from Britain’s Best Bank 2021 (with just a few more stars and stripes).

Why our business US dollar account is great

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Who is the USD business account for?

Suppliers in Seattle, customers in Colorado – whatever your reason is for doing your business banking in USD, make life a little easier with Starling. It’s available to any limited company, but it’s especially useful if you:

  • Pay overseas suppliers using a US account number and ACH routing number. Please note SWIFT payments are not possible to or from these accounts
  • Receive payments from overseas customers with a US account number and ACH routing number. Please note SWIFT payments are not possible to or from these accounts
  • Rent out property in the US as a business
Customer on subway

Some things to note

USD business accounts are only available to limited companies (apologies to sole traders!)

After you’ve opened a business account, you will need to wait 21 days before you can open a USD account.

Payments under $25k will be processed by Starling Bank the same day, but may take longer to arrive in the recipient’s bank if they are not a direct participant of the ACH payments network.

The bank account of the remitting/receiving account will need an ACH routing number and a US account number. You won’t be able to send or receive wire transfer payments, SWIFT payments or international payments with the business USD account - however you can still send wire/international payments from your GBP account.

Existing customer?

Good news - you can open a USD business account in-app today. Open the Starling app and tap the top right icon to bring up the account menu. Then tap the button that shows your account name (this just above your name and account details) and you’ll see an option to ‘Open a new account’.

Open the app