US dollar business account

A US dollar business account in the UK

Manage US dollars with Britain’s Best Bank.

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Starling business euro account interface

What is the business USD account?

So you’ve taken your UK business stateside? Nice work. Now give it the right support with Starling’s US dollar business account. For just £5 a month, you can hold, send and receive USD, and manage them with our award-winning app – plus you can spend from your business USD account using your regular Starling business card, too.

Want to convert your USD into GBP or vice versa? Make it happen with a tap. You’ll get the current exchange rate with a 0.4% conversion fee added on top. No hidden commission, no sneaky extra charges. Just everything you’d expect from Britain’s Best Bank 2020 (with just a few more stars and stripes).

Why our business US dollar account is great

More than currency

Starling’s business USD account comes with its own unique US addressable account number and helpful money management tools that’ll help your business grow – like instant payment notifications, spaces for separating tax from overheads and 24/7 support.

One-card wonder

Use a single debit card to manage your USD and GBP business accounts. If you want your USD card transactions to come from your USD account, go to the ‘Card and Currency Controls’ section in the app and turn it on with a tap.


Your business USD bank account will come with its own unique account number as well as an ACH routing number. And because Starling is a fully-licensed bank, all your eligible deposits are covered to £85,000 (or equivalent) by the Financial Services Compensation Scheme.

Hold currency locally

If you deal mostly in USD, then do just that – without having to convert each transaction back into GBP, unless you want to.

Weekend transfers

Transfer money between your GBP, EUR and USD accounts 24/7, even on the weekend. You’ll always see the exchange rate before the conversion is made, so you have the option to wait until Monday morning.


You’ll be able to make and receive as many payments as you like via the ACH payment network, with no charge/fee per payment.

Speedy same day payments

Send up to $25,000 on the very same day via ACH.

Free easy transfers

Unlimited free transfers: make them, receive them, revel in them – in USD with your USD business account.

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Who is the USD business account for?

Suppliers in Seattle, customers in Colorado – whatever your reason is for doing your business banking in USD, make life a little easier with Starling. It’s available to any limited company, but it’s especially useful if you:

  • Pay overseas suppliers (using a US account number and ACH routing number)
  • Receive payments from customers in USD
  • Rent out property in the US as a business
  • Receive payment for services in USD, as a self-employed contractor
Customer on subway

Some things to note

USD business accounts are only available to limited companies (apologies to sole traders!)

Payments under £25k will be processed by Starling Bank the same day, but may take longer to arrive in the recipient’s bank if they are not a direct participant of the ACH payments network.

The bank account of the remitting/receiving account will need an ACH routing number and a US account number. You won’t be able to send or receive wire transfer payments or international payment with the business USD account - however you can still send wire/international payments from your GBP account.

Existing customer?

Good news – you can open a USD business account in-app today. Head to the Starling app and tap to see your accounts list (top left on iOS devices and top right on Android). You will have the option to apply for additional accounts, tap on USD business and follow the instructions. Can’t find it? You may be using our new app navigation, read more in our blog which explains the changes.

Open the app