Britain’s Best Bank. On your phone.

Open a personal or business bank account from your phone and start managing your money at the tap of an app with Britain’s Best Bank 2020.

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phone and laptop banking interfacephone and laptop banking interface

With millions of accounts across the UK, someone joins Starling every 39 seconds *

*This statistic was formed by calculating the number of accounts added in a 12 month period divided by the number of hours in a 12 month period.

Personal and business banking, at your fingertips

Starling personal account card and app screen

The personal account

Apply in minutes to get instant payment alerts and categorised spending insights. Create saving goals, split bills and do everything you used to do in a branch, on your phone. All with Britain’s Best Bank and Best Current Account 2020.

Starling business account card and app screen

Business and sole trader accounts

No monthly fees, 24/7 UK customer support and an application that takes minutes. Over 350,000 UK businesses are skipping the admin and managing their finances with Britain’s Best Business Banking Provider 2020.

Starling Kite logo

Kite child cards

Help kids learn how money works. Kite is a space in your app for your child to manage their pocket money with their own bank card, and build great habits for the future.

Find out more

Starling joint account icon

A joint bank account

Get instant spending notifications, manage monthly bills or save for something great together. As long as you’re in the same room, you can set it up in seconds.

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Starling multi-currency accounts

Multi-currency accounts

One card: multiple currencies. Make and receive multi-currency payments for business or personal banking, with access to the real exchange rate and no hidden fees.

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Starling live chat screen

A new kind of bank

£0 per month icon

No monthly fees.
Whether you’re personal or business.

100% digital sign up icon

100% digital signup.
Apply in minutes from your phone.

24/7 support icon

24/7 UK customer support.
Chat to real humans, any time.

FSCS protected icon

A fully-regulated UK bank account.
Your money’s covered by the Financial Services Compensation Scheme.

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Money management made easy

Instant notifications icon

Instant notifications.

Get a real-time alert the second you pay or get paid.

No fees overseas icon

No fees overseas.

Travel easy with no ATM or transaction fees overseas.

Tools icon

Beautiful, intuitive tools.

Get better at saving and budgeting, and view your monthly spending analytics.

Branch icon

A branch that lives on your phone.

Deposit cash at the Post Office and scan cheques in-app.

Manage your money on the web too with online banking. We were featured in the latest Which? online banking security test and earned the top score. Read the article.

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Starling goals screen
Starling app phone and savings illustration


We’ve been campaigning to #MakeMoneyEqual. We started by showing how women and men are spoken to differently about money. Now we want to make sure women are better represented in images used by media and advertisers. We’ve teamed up with Lensi Photography to create a new image bank of 100 photographs that better represents women and money, according to the findings from Brunel University.

Learn more about how we’re campaigning to #MakeMoneyEqual

Many a happy customer

Everything you get with Starling

  • No monthly fees current account
  • 100% digital sign up
  • 24/7 UK customer support
  • Protected by Financial Services Compensation Scheme
  • Instant payment notifications
  • Visual saving spaces
  • Round up transactions to put saving on autopilot
  • No fees overseas
  • Mobile and online banking
  • Your spending categorised
  • Post Office cash deposits (0.3% charge per deposit for businesses, with a minimum £3 fee, up to £250,000 per calendar year)
  • Mobile cheque deposits
  • Instant card locking security
  • Use with mobile wallets
  • Split the bill with friends
  • Send and receive international payments (for an additional charge)

How to get started

‘Application form’. Sounds time-consuming, right? Wrong. Ours is 100% digital, which means you can do it wherever – and it takes just a few minutes.

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The Starling story

Find out what it takes to build a bank from scratch. And how we’re changing banking for good.

Read more

See all of the awards we’ve won

Starling story

Blogs on managing money better and coronavirus support