Small business owner, contractor, freelancer – whatever your working life looks like, if your company’s limited, there’s a good chance your time is too.

At Starling, we’ve designed an award-winning business bank account for limited companies and other registered businesses; one with world-class features that save you time and money while you run the show. Apply for an account in minutes and access it on desktop or on your mobile, connect with your accounting software and give your business the bank account it deserves in 2020.

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Why it’s the best business bank account

A free business bank account, in minutes.

No fussy forms, no waiting around. Get down to business now with a simple in-app application and no monthly fees.

Connect to your accounting software.

Link your account with QuickBooks, Xero and FreeAgent and never manually upload a statement again.

Easy switching.

Ready to move everything over? We’ll do it all for you through the Current Account Switch Service.

24/7 support.

Need a hand? Get in touch 24/7 in-app or by phone. If you’re working, so are we.

A flexible overdraft.

There for you if you need it; use the in-app slider to adjust how much you need and see how much it’ll cost you.

Multi-director accounts.

Got more than one director? Open your account with anyone else who runs your business.

Instant payment alerts.

Client payment? Networking lunch? Get real-time alerts as soon as money enters or leaves your account.

Automate your expenses.

We’ll automatically put your expenses into business categories to simplify your reporting.

Cash deposits.

Deposit cash easily at your local Post Office. When we said you wouldn’t miss branches, we meant it.

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All of Starling’s accounts are protected by world-class security – plus, your money is protected up to £85,000 by the Financial Services Compensation Scheme.

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The Business Toolkit: Now in beta

The Business Toolkit is currently in beta, and we’re working hard to make it the best it can be. Register to join the waitlist and be among the first to get it when it officially launches.

The first 500 customers to sign up to the waitlist, who are eligible for the toolkit*, will get the Toolkit for free for 5 years!

*Eligibility: For businesses that are VAT registered, the Business Toolkit supports two VAT schemes: cash accounting scheme, and the flat rate scheme with a cash-based method. Find out more on HMRC’s website. All businesses will need to have a Starling account before being given the toolkit.

Wouldn’t it be great to have a part-time bookkeeper? One who’s always reliable, totally invisible and only £12 a month?

Our Toolkit for Limited companies features all the same powerful features of our original free account, just supercharged with extra bells and whistles for bookkeeping and VAT. Already got your bookkeeping covered? Don’t worry – we’ll be adding more tools throughout 2020.

Business Toolkit

Send and manage invoices.

Create invoices that automatically match when you get paid – plus connect to your Gmail account to send them out seamlessly.

Tick off your bookkeeping to do list.

Access a to-do list of everything you need to do to stay on top of your bookkeeping admin.

Keep track of bills.

Upload invoices when you receive them and schedule payments to go out in the future.

Record VAT.

If you’re VAT registered, record VAT on your transactions and see how much you’re owed or owe.

Submit your VAT.

Connect your toolkit to HMRC and submit your VAT returns through our MTD- compliant software.

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Ready to switch to Starling?

We take the hassle out of switching banks. With just a few taps in the app, you can let us know you're ready to make the move, and we'll take care it from there. Our switching service is simple, completed in seven working days and covered by the Current Account Switch Guarantee.

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How we measure up

It's great to have options, so we've compared the business accounts from a variety of high street banks and challengers so that you can see how we stack up.

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Meet our limited company customers

We love helping businesses fly. Meet a few of our limited company customers below...

What our customers say

“I love the way the Starling app works. It makes it easier for us to see that breakdown of expenditure. It’s really my only bank for both business and personal and of all the app banks, I feel safest at Starling.”

Mariam Jimoh, co-founder of Onwe Press

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