Business current account

The award-winning business bank account

Business banking – but not as you know it. Apply for a free digital business account easily within the app and join over 400,000 UK businesses who have changed the way they bank.

phone and laptop banking interface

Less admin. More control.

Say hello to Britain’s Best Business Banking Provider 2021.

There’s a faster, easier way to stay on top of your business’s finances. Apply for a free digital business account easily within the app to get your Mastercard debit card, plus:

0 pounds per month

An easy-to-use business account stacked with powerful money management tools. All with no monthly fees or UK payment charges.

24/7

Free 24/7 UK support via app, phone or email, with fast response times and help from real humans.

FSCS protected

A fully regulated UK bank account, where your money’s covered up to £85,000 by the Financial Services Compensation Scheme.

Switch Guarantee logo

An easy life. If you want us to, we’ll move all your banking over for you through the Current Account Switch Service (all it takes is a few taps in-app).

Get started

Most banks charge fees for what limited companies get for free with Starling business. Give our comparison table a quick scan to see for yourself.

Olly Browning

"No monthly fees means business banking is one less thing to worry about."

Olly Browning, Mighty Oak

Independent service quality survey results

Business current accounts

Published August 2021.

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1200 customers of each of the 14 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). The results represent the view of customers who took part in the survey.

View the full set of results.

In addition to this independent survey, we are also required to publish Financial Conduct Authority Service Quality Information for business current accounts.

Loving your business account?

We’re in the running for Best Business Banking Provider at the British Bank Awards.
Vote for us!

number 1

Business banking, your way

Choose a feature-packed business account with no monthly fees, and add on bespoke subscriptions to power your business, your way.

Original free business account

£0/month

  • Sole traders

    When applying for the account we will need evidence of trading activity, and the sole trader can’t engage in any of the prohibited activities set out in the Sole Trader Current Account Terms

  • Limited Companies and Limited Liability Partnerships (including startups)
  • Companies with multiple PSCs / Directors

    Multiple Directors (registered at Companies House) can access the account, but we can’t yet provide access to third parties (e.g. accountants) or other team members (e.g. finance teams or assistants)

Good for business

  • Free access to multiple directors

    Multiple Directors (registered at Companies House) can access the account, but we can’t yet provide access to third parties (e.g. accountants) or other team members (e.g. finance teams or assistants).

  • Integration with Xero

    From the Starling Marketplace, you can integrate Xero with your business account.

  • Integration with QuickBooks

    From the Starling Marketplace, you can integrate QuickBooks with your business account.

  • Integration with FreeAgent

    From the Starling Marketplace, you can integrate FreeAgent with your business account.

  • Integration with other business services

    Connect to some of the world’s best business products and services to create your own in-app financial hub.

  • Automated business spending categorisation

    Get a breakdown of your company’s spending, organise your outgoings and store receipts.

  • Receipt capture

    Keep your files in order by adding digital receipts to payments.

Starling best-loved

  • Free UK current account from a regulated bank

    No monthly fees on opening a business account. Starling Bank is a fully-licensed bank.

  • Easy in-app application

    Applying for a business account can be done from your mobile phone.

  • FSCS Protection up to £85,000

    All of Starling’s eligible accounts are protected up to £85,000 by the Financial Services Compensation Scheme.

  • Mobile and online banking

    Access and manage your business account from the app or through online banking.

  • 24/7 customer support

    Free 24/7 UK support via app, phone or email, with fast response times and help from real humans.

  • Free ATM withdrawals

    Starling will not charge a fee when you withdraw money from an ATM. You can make up to six withdrawals per day, with a daily limit of £300, regardless of what currency you are withdrawing.

  • No fees abroad

    Starling will not charge you for card payments or ATM withdrawals when you’re abroad.

  • Card security controls

    In-app card locking and personalised card settings.

  • Saving Spaces

    Separate spaces for separate costs. Set things like tax and overheads to one side.

Made for payments

  • Free UK bank transfers

    No payment charges on UK bank transfers. You can make a domestic bank transfer (we are part of the UK’s Faster Payments network) of up to £25,000 per transaction in your app / online banking, and an international bank transfer of up to £10,000 per transaction.

  • International payments

    Fast and secure money transfers to bank accounts in 39 countries worldwide, with no hidden fees.

  • Apple, Google, Samsung and Garmin Pay

    Pay on the go with Apple, Google, Samsung and Garmin Pay.

  • Managed scheduled payments

    See all your scheduled payments in one place and get notified when they’re due to go out.

  • Instant payment notifications