"No monthly fees means business banking is one less thing to worry about."
Original free account
£0.00 / moGet started
Add-on the Business Toolkit
£7.00 / mo(inc. VAT)Explore the Toolkit
Limited Companies and Limited Liability Partnerships (including startups)
Companies with multiple PSCs / Directors
Only directors have access to the account.
Free UK current account from a regulated bank
No monthly fees on opening a business account. Starling Bank is a fully-licensed bank. You can add-on the Toolkit for £7 per month (inc VAT).
Mobile application in minutes
Applying for a business account can be done in a matter in minutes from your mobile phone.
FSCS Protection up to £85,000
All of Starling’s eligible accounts are protected up to £85,000 by the Financial Services Compensation Scheme.
Mobile and online banking
Access and manage your business account from the app or through online banking.
24/7 customer support
Free 24/7 UK support via app, phone or email, with fast response times and help from real humans.
Free ATM withdrawals
Starling will not charge a fee when you withdraw money from an ATM. You can make up to six withdrawals per day, with a daily limit of £300, regardless of what currency you are withdrawing.
No fees abroad
Starling will not charge you for card payments or ATM withdrawals when you’re abroad.
Keep your files in order by adding digital receipts to payments.
Separate spaces for separate costs. Set things like tax and overheads to one side.
Card security controls
In-app card locking and personalised card settings.
Good for business
Free access to multiple directors
Directors must be registered at companies house.
Integration with Xero
From the Starling Marketplace, you can integrate Xero with your business account (note: if you do this, you won’t need our Toolkit add-on).
Integration with QuickBooks
From the Starling Marketplace, you can integrate QuickBooks with your business account (note: if you do this, you won’t need our Toolkit add-on).
Integration with FreeAgent
From the Starling Marketplace, you can integrate FreeAgent with your business account (note: if you do this, you won’t need our Toolkit add-on).
Connect to some of the world’s best business products and services to create your own in-app financial hub.
Automated business spending categorisation
Get a breakdown of your company’s spending, organise your outgoings and store receipts.
Designed for bookkeeping
Invoices and auto-matching
Create and manage unlimited invoices directly from your desktop. When you get paid, just match your invoices in a single click.
Link your Google, Outlook or Hotmail email to the Business Toolkit to issue invoices directly from your bank account.
HMRC Tax estimation (sole trader only)
Estimate your self-employed tax (SA103F), national insurance and student loan liabilities.
Record VAT on transactions
Record your VAT, and we’ll calculate your VAT return if you’re on cash accounting or flat rate (cash basis).
MTD VAT submission
Connect your account to HMRC and submit your VAT return through Making Tax Digital.
Bookkeeping to-do list
See what needs to be done in a handy interactive to-do list, so you can stay on top of your bookkeeping admin.
Upload bills, schedule payments and track your expenses.
Made for payments
Free UK bank transfers
No payment charges on UK bank transfers. You can make a domestic bank transfer (we are part of the UK’s Faster Payments network) of up to £25,000 per transaction in your app / online banking, and an international bank transfer of up to £10,000 per transaction.
Fast and secure money transfers to bank accounts in 38 countries worldwide, with no hidden fees.
Managed scheduled payments
See all your scheduled payments in one place and get notified when they’re due to go out.