Business current account

The award-winning business bank account

Business banking – but not as you know it. Apply for a free digital business account in minutes and join over 200,000 UK businesses who have changed the way they bank.

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phone and laptop banking interface

Less admin. More control.

Say hello to Britain’s Best Business Banking Provider 2020.

Best British Bank winner 2018, 2019 and 2020

There’s a faster, easier way to stay on top of your business’s finances. Apply for an account in minutes to get your Mastercard debit card, plus:

0 pounds per month

An easy-to-use business account stacked with powerful money management tools. All with no monthly fees or UK payment charges.

24/7

Free 24/7 UK support via app, phone or email, with fast response times and help from real humans.

FSCS protected

A fully regulated UK bank account, where your money’s covered up to £85,000 by the Financial Services Compensation Scheme.

Switch Guarantee logo

An easy life. If you want us to, we’ll move all your banking over for you through the Current Account Switch Service (all it takes is a few taps in-app).

Most banks charge fees for what limited companies get for free with Starling business. Give our comparison table a quick scan to see for yourself.

Olly Browning

"No monthly fees means business banking is one less thing to worry about."

Olly Browning, Mighty Oak
Olly Browning, founder of Mighty Oak

Fast, friendly help. Whenever you need it.

24/7

Always open

24/7 support, for anything you might need.

love heart

Always human

Speak to real UK-based humans.

clock

Always fast

Save time with quick response times via app, phone or email.

0 pounds

Always free

All service is priority service at Starling.

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Claud Williams

"The final thing that made me fall in love with Starling was Customer Services...when I want to speak to someone, I can talk to a human within minutes. Starling has a personality."

Claud Williams, Dream Nation
Starling customer service

Spending, simplified

  • Instant payment notifications. Get notified the second you pay or get paid, and get a reminder the day before payments are due.
  • Spending analytics. Break down your monthly spending and automatically sort it by category.
  • Digital receipts. Keep your files in order by adding digital receipts to payments.
  • Separate spaces for separate costs. Set things like tax and overheads to one side.
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Dominique Lescott

"I really love Goals. I separate money for paying my intern or events or tax."

Dominique Lescott, Hair Popp
Business spending app interface

Everything you need, under one roof

  • Integrate with accounting tools. Connect to Xero, FreeAgent or Quickbooks to get the full picture and save time.
  • A competitive overdraft. Adjust your overdraft up to £150k in-app, at competitive rates that beat all the major banks (true as of 10.08.2020).
  • Deposit cash. Deposit up to £20,000 cash at the Post Office for £3, and cheques digitally in-app, for free.
  • Pay people easily with a tap. No card readers or PINS required.
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Jamelia Donaldson

"I like the transparency and simplicity of Starling. I can send an invoice and immediately see when it’s been paid."

Jamelia Donaldson, TreasureTress
Overdraft app interface

Everything you get for free

  • Free UK bank transfers
  • Multi-director access
  • Apple, Garmin and Samsung Pay
  • No debit card fees abroad
  • 24/7 customer support
  • Card lock controls
  • Free ATM withdrawals
  • Automated business categories
  • Instant notifications
  • Mobile and online banking
  • Receipt capture
  • Connect to other business services
  • Accounting software integration
  • Saving Spaces

Make it your own

No two businesses are the same, so customise your account to deliver exactly what you need:

Multiple directors

Multiple directors

Improve visibility and cut down on admin by adding multiple directors to your account, for free.

Marketplace app interface

The Starling Marketplace

Connect to some of the world’s best business products and services to create your own in-app financial hub.

Online banking toolkit interface

The Business Toolkitnew

Supercharge your bookkeeping by adding on our Business Toolkit to send and manage invoices, record and submit VAT and keep track of all your bills.

Multi-currency accounts app interface

Multi-currency accounts

Add our euro or US dollar account to hold, send and receive foreign payments at competitive rates, with a tap.

Grow your business: We’ve teamed up with bestselling author Della Hudson to provide you with free helpful guides on how to successfully manage your business.

All of Starling, for your business

  • Fee-free spending abroad with no ATM or transaction charges.
  • The very best security, with fingerprint and facial recognition and PIN protection, plus in-app card locking and personalised card settings.
  • Pay on the go with Apple, Samsung and Google Pay.
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Starling mobile pay

How we measure up

It’s great to have options, so we’ve compared the business accounts from a variety of high street banks and challengers so you can see how we stack up.

Compare accounts
Comparison table graphic

Many a happy customer

Don’t just take our word for it. We’ve been reviewed thousands of times on Trustpilot, and our customers think we’re “easily the best business bank account they’ve had”, “a refreshing experience”, and that we “make business banking easy”.

Best British Bank winners 2018, 2019 and 2020

Read more customer reviews...

Find out more about what information you will need to provide to open an account or about our business current account service information.