Business current account
The award-winning business bank account
Business banking – but not as you know it. Apply for a free digital business account in minutes and join over 200,000 UK businesses who have changed the way they bank.
Less admin. More control.
Say hello to Britain’s Best Business Banking Provider 2020.
There’s a faster, easier way to stay on top of your business’s finances. Apply for an account in minutes to get your Mastercard debit card, plus:
An easy-to-use business account stacked with powerful money management tools. All with no monthly fees or UK payment charges.
Free 24/7 UK support via app, phone or email, with fast response times and help from real humans.
A fully regulated UK bank account, where your money’s covered up to £85,000 by the Financial Services Compensation Scheme.
An easy life. If you want us to, we’ll move all your banking over for you through the Current Account Switch Service (all it takes is a few taps in-app).
Most banks charge fees for what limited companies get for free with Starling business. Give our comparison table a quick scan to see for yourself.
"No monthly fees means business banking is one less thing to worry about."
Everything you’ll get with Starling
Get started with the award-winning business account with no monthly fees and add-on the Business Toolkit for easier bookkeeping and accounting.
Businesses supported | No | No | No |
|---|---|---|---|
Sole traders |  | | |
Startups | | | |
Limited companies and Limited Liability Partnerships (LLPs) | | | |
Starling’s best-loved | No | No | No |
Free UK current account from a regulated bank No monthly fees on opening a business account. Starling Bank is a fully-licensed bank. You can add-on the Toolkit for £7 per month (inc VAT). | | | |
Mobile application in minutes Applying for a business account can be done in a matter in minutes from your mobile phone. | | | |
FSCS Protection up to £85,000 All of Starling’s eligible accounts are protected up to £85,000 by the Financial Services Compensation Scheme. | | | |
Mobile and online banking Access and manage your business account from the app or through online banking. | | | |
24/7 customer support Free 24/7 UK support via app, phone or email, with fast response times and help from real humans. | | | |
Free ATM withdrawals Starling will not charge a fee when you withdraw money from an ATM. You can make up to six withdrawals per day, with a daily limit of £300, regardless of what currency you are withdrawing. | | | |
No fees abroad Starling will not charge you for card payments or ATM withdrawals when you’re abroad. | | | |
Receipt capture Keep your files in order by adding digital receipts to payments. | | | |
Saving Spaces Separate spaces for separate costs. Set things like tax and overheads to one side. | | | |
Card security controls In-app card locking and personalised card settings. | | | |
Good for business | No | No | No |
Free access for directors / Multiple persons of significant control | | | |
Integration with Xero From the Starling Marketplace, you can integrate Xero with your business account (note: if you do this, you won’t need our Toolkit add-on). | | | |
Integration with QuickBooks From the Starling Marketplace, you can integrate QuickBooks with your business account (note: if you do this, you won’t need our Toolkit add-on). | | | |
Integration with FreeAgent From the Starling Marketplace, you can integrate FreeAgent with your business account (note: if you do this, you won’t need our Toolkit add-on). | | | |
Connect to some of the world’s best business products and services to create your own in-app financial hub. | | | |
Automated business spending categorisation Get a breakdown of your company’s spending, organise your outgoings and store receipts. | | | |
Designed for bookkeeping | No | No | No |
Invoices and auto-matching Create and manage unlimited invoices directly from your desktop. When you get paid, just match your invoices in a single click. | No | | |
Email integrations Link your Google, Outlook or Hotmail email to the Business Toolkit to issue invoices directly from your bank account. | No | | |
HMRC Tax estimation (sole trader only) Estimate your self-employed tax (SA103F), national insurance and student loan liabilities. | No | | |
Record VAT on transactions Record your VAT, and we’ll calculate your VAT return if you’re on cash accounting or flat rate (cash basis). | No | | |
MTD VAT submission Connect your account to HMRC and submit your VAT return through Making Tax Digital. | No | | |
Bookkeeping to-do list See what needs to be done in a handy interactive to-do list, so you can stay on top of your bookkeeping admin. | No | | |
Manage bills Upload bills, schedule payments and track your expenses. | No | | |
Made for payments | No | No | No |
Free UK bank transfers No payment charges on UK bank transfers. You can make a domestic bank transfer (we are part of the UK’s Faster Payments network) of up to £25,000 per transaction in your app / online banking, and an international bank transfer of up to £10,000 per transaction. | | | |
International payments Fast and secure money transfers to bank accounts in 38 countries worldwide, with no hidden fees. | | | |
Managed scheduled payments See all your scheduled payments in one place and get notified when they’re due to go out. |