Small business owner, contractor, freelancer – whatever your working life looks like, if your company’s limited, there’s a good chance your time is too.

At Starling, we’ve designed an award-winning business bank account for limited companies and other registered businesses; one with world-class features that save you time and money while you run the show. Apply for an account in minutes from the comfort of your home with our 100% mobile sign up. Access your account on mobile or desktop and connect to your accounting software. This is the bank account your business deserves in 2020.

Has your business been affected by coronavirus? Starling is here to support you and your money through coronavirus.

Read our support content
Apply for the Coronavirus Business Interruption Loan Scheme
Eligibility criteria and to join our list for the business Bounce Back Loan Scheme.

Opening a business or sole trader account at Starling does not guarantee that you will be approved for a loan under the Bounce Back Loan Scheme or any other lending scheme.

Due to high demand, new account processing times are longer than usual. Please bear with us.

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Why it’s the best business bank account

A free business bank account, in minutes.

No fussy forms, no waiting around, no need to leave the house. Get down to business now with a simple in-app application and no monthly fees.

Connect to your accounting software.

Link your account with QuickBooks, Xero and FreeAgent and never manually upload a statement again.

Integrate with the Business Marketplace.

In business, it pays to be joined up. That’s the idea behind the Starling Business Marketplace. Smart and flexible products that help you run your business on the go.

24/7 UK support.

Need a hand? Want to find out more information about the Coronavirus Business Interruption Loan Scheme? Get in touch 24/7 in-app or by phone. If you’re working, so are we.

A flexible overdraft.

Our focus at the moment is on delivering CBILS and BBLS borrowing as quickly as we can to our customers. We are not accepting applications for non-CBILS or non-BBLS Starling business loans or overdrafts at the moment.

Multi-director accounts.

Got more than one director? Manage an account with the other directors of your business.

Instant payment alerts.

Client payment? Networking lunch? Get real-time alerts as soon as money enters or leaves your account.

Automate your expenses.

We’ll automatically put your expenses into business categories to simplify your reporting.

Cash and cheque deposits.

Deposit cash easily at your local Post Office, and deposit cheques of £500 or less via the Starling app. When we said you wouldn’t miss branches, we meant it.

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All of Starling’s accounts are protected by world-class security – plus, your money is protected up to £85,000 by the Financial Services Compensation Scheme.

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Supercharge your free business account with the Business Toolkit

Need a bit more from your free business account? Something that’s reliable, looks after your bookkeeping, totally invisible and only £7 a month? Add on our Business Toolkit, it comes supercharged with the bells and whistles you need for bookkeeping and VAT. Send and manage invoices, record and submit VAT, and keep track of all your bills – all from your business bank account. Get all the same features of our original business account, but with extra tools and features to help make accounting simpler.

Sign up and get your first month for free!


Business Toolkit

£7.00 / mo

(inc. VAT)

Everything in the original free account, plus

  • Instant invoicing and automatching
  • Automated expenses and bookkeeping
  • MTD compliant VAT submissions
  • Bill upload and payment scheduling
Find out more

Original free account

£0.00 / mo

  • No monthly fees
  • Connect to QuickBooks, Xero or FreeAgent
  • 24/7 UK customer support
  • Multi-director access
  • Instant notifications
Apply for an account

Ready to switch to Starling?

We take the hassle out of switching banks. With just a few taps in the app, you can let us know you're ready to make the move, and we'll take care it from there. Our switching service is simple, completed in seven working days and covered by the Current Account Switch Guarantee. How to switch

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How we measure up

It’s great to have options, so we've compared the business accounts from a variety of high street banks and challengers so that you can see how we stack up.

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Meet our limited company customers

We love helping businesses fly. Meet a few of our limited company customers below...

Ollie Edwards, Epic Breakfast

Ollie Edwards

Epic Breakfast

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Mariam Jimoh, Co-founder of Onwe Press

Mariam Jimoh

Onwe Press

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Jamie Shankland, JustVenue

Jamie Shankland


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Tim Carr, Tim Carr Catering

Tim Carr

Tim Carr Catering

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Christina Hsieh, CH Simple Design

Christina Hsieh

CH Simple Design

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What our customers say

“I love the way the Starling app works. It makes it easier for us to see that breakdown of expenditure. It’s really my only bank for both business and personal and of all the app banks, I feel safest at Starling.”

Mariam Jimoh, co-founder of Onwe Press

Many a happy customer

We think we have the best business current account, but don’t just take our word for it. We’ve been reviewed thousands of times on Trustpilot. Our customers think we’re “the best bank bar none”, “a true breath of fresh air”, and “freaking love” us.

Read more customer reviews...

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