What is the Business Banking Switch?

At Starling, we built a new kind of business bank account to give customers an alternative to the traditional business banking model, so we’re pleased to be one of the 11 banks selected to take part in the Business Banking Switch scheme. You can find out more about it on the RBS site.

Starling for business is a fairer kind of business bank account that’s easy-to-use and straightforward with zero monthly fees. It’s designed to help business owners spend less time banking – and more time running their business.

Think you might be in the wrong place? If you’re looking for information on how to use the Current Account Switch Service (CASS) to switch your business banking to Starling, you’ll find that here.

Who’s eligible?

The offer is available to certain RBS customers who were due to become part of the high-street bank Williams & Glyn. If you’re one of these customers, you should have already heard from RBS or Natwest, but feel free to get in touch with them if you think you might be eligible but haven’t heard from them.

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How does it work?

The Business Banking Switch Scheme opens on the 25th of February 2019, at which point customers will be able to access the Business Banking Switch portal to see which banks are available to them. If, as an eligible customer, you’re interested, you’ll be able to register your interest and then we’ll get in touch with you with more information within a day or two.

How to start the switching process

Step 1: Find out if you’re eligible for the Business Bank Switch by putting your details into the NatWest Business Banking Switch website or RBS Business Banking Switch website. Click through on Starling Bank’s offer and give consent for us to contact you. 

Step 2: You’ll then be directed to the Starling Bank website to complete a registration form (you’ll also be sent an email inviting you to complete the form). Complete all your details on the registration page making sure that you click the correct business type (Limited Company or Sole Trader) and input the correct Consent ID (this will be provided to you by NatWest/RBS). 

Step 3: Download the app and apply for a Starling business account. Not a limited company? Open a Starling sole trader account.

Step 4: Tell us to make the switch for you in the app.

You’ll receive the payment within seven days once your business account switch completes and your old Natwest / RBS account is closed with no overdrawn balances.

And if you also want to transfer a loan: 

Step 5: In the step 1 switching form let us know you would like to transfer a loan to Starling. Once we’ve received your completed form, we’ll send you details of how to apply for a loan with Starling.

Why switch to Starling?

It’s easy

Just apply for a Starling account – which you can do in minutes from your mobile – then tell us you’re ready in the app and we’ll switch your old account to Starling within seven days.

It’s fair

We won’t charge you any monthly fees to run your account or for electronic payments, direct debits, domestic transfers, ATM withdrawals or for spending overseas.

It’s money, simplified

Get helpful spending insights about your business and instant alerts whenever an invoice gets paid – or connect to accounting software like Xero to completely digitise your finances.

It’s the real deal

We’re a different kind of bank – but we’re also a real one. We’ve made sure there’s nothing you’ll miss: make cash deposits at the Post Office (for a fee), get 24/7 in-app customer support and rest easy knowing your eligible deposits are covered up to £85,000 by the FSCS.

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More information about FSCS protection (including eligibility) can be found on their website.

Don’t just take our word for it

What matters most is what our customers think, so read our reviews here.

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Ready to get started?

If you’re one of the eligible customers, you should have already heard from RBS or Natwest. Head to the relevant Business Banking Switch portal to check out your switching options.

Think you might be in the wrong place? If you’re looking for information on how to use the Current Account Switch Service (CASS) to switch your business banking to Starling, you’ll find that here.

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