
Refer a friend to Starling.
Earn £25 for every friend you refer - up to a maximum of 10 - who opens a
personal current account and sets up a Direct Debit within 30 days. T&Cs apply.
How does our referral scheme work?
Step 1
Share your Starling referral code.
Find your code in the Refer a Friend section of the app.

Step 2
Friends need to open a personal account.
And enter your code during onboarding.



24/7 customer support.
Speak to a real UK-based human via live chat in the app or by giving us a call.
Separate pockets of money.
Set aside money for a romantic getaway – or petrol – with Spaces.
No more IOUs. Just Settle Up.
If you grabbed the bill, send a Settle Up payment link to get paid back.
You ask. We answer.
Want to know how much you spent on coffees last month? Ask our built-in agentic AI anything.
Travel with no fees from us.
Pay or withdraw cash abroad, with no fees from us. And get instant notifications in both currencies.
Lock your card in the app.
Misplaced your card? Lock it in the app, so it can’t be used. Found it in your bag? Tap to unlock it. Learn more.
Refer a friend and get £25 each.
Award-winning accounts. No monthly fees. Industry-leading security features.
Refer friends to Starling