An illustration showing two Starling PCA cards, each receiving £25 for referring a friend

Refer a friend to Starling.

Earn £25 for every friend you refer - up to a maximum of 10 - who opens a
personal current account and sets up a Direct Debit within 30 days. T&Cs apply.

Refer friends

Which? Recommended.

Best-in-class banking.

Which? Recommended current account provider November 2025
CASS
FSCS logo

Step 1

Share your Starling referral code.

Find your code in the Refer a Friend section of the app.

An illustration showing the refer a friend section in the Starling app

Step 2

Friends need to open a personal account.

And enter your code during onboarding.

An illustrating showing a Starling PCA card

Step 3

They’ll need to set up a Direct Debit.

Within 30 days of opening an account.
Learn more.

An illustration showing how to set up a Direct Debit in the app

Step 4

You get £25. They get £25.

We’ll add £25 to your Friend Fund Space.

An illustration showing Starling customers receiving their £25 referral fee
Why join Starling?

24/7 customer support.

Speak to a real UK-based human via live chat in the app or by giving us a call.

Separate pockets of money.

Set aside money for a romantic getaway – or petrol – with Spaces.

No more IOUs. Just Settle Up.

If you grabbed the bill, send a Settle Up payment link to get paid back.

You ask. We answer.

Want to know how much you spent on coffees last month? Ask our built-in agentic AI anything.

Travel with no fees from us.

Pay or withdraw cash abroad, with no fees from us. And get instant notifications in both currencies.

Lock your card in the app.

Misplaced your card? Lock it in the app, so it can’t be used. Found it in your bag? Tap to unlock it. Learn more.

Frequently asked questions.

Browse more FAQs
Starling logo

Refer a friend and get £25 each.

Award-winning accounts. No monthly fees. Industry-leading security features.

Refer friends to Starling
Help