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Teen bank account
A bank account for 16 and 17 year olds
A bank account for 16 and 17 year olds
Apply for a current account in minutes.
With our current account, you’ll get a Mastercard debit card and our straightforward app, packed full of helpful features to make your money go further.
Apply now
Younger than 16? Parents and guardians can take advantage of Starling Kite, a debit card for 6-15 year olds which is connected to an adult’s current account.
What you get with our teen bank account
An app-based current account
A Mastercard debit card
24/7 customer support. We’re only ever an in-app message, email or call away
Easy to use?
App-solutely
A single app for spending, saving and earning money
Apply in minutes – all you’ll need is your ID and proof of address
Forgot your card at home? Use Apple Pay, Google Pay or Samsung Pay
Pay for stuff
Instant payment notifications, so you know every penny that comes in and goes out
Spending Insights, so you can see where you’re spending and where you might want to cut back a bit
Clothes, tech, trips – whatever’s on your shopping list, make saving easier with Spaces
You can use your debit card anywhere you see the Mastercard logo - online, in shops and at cash machines. You can also use your card in the UK and abroad*
*You won’t be able to use your card for things that have an age restriction, for example, in casinos, or on betting and gambling websites. We also block some shops and businesses that sell age-restricted items such as alcohol.
Take the fuss out of going out
Make instant payments to friends
Settle IOUs by sending payment links, direct from your mobile
Sitting right next to the person you owe? Settle up with other nearby Starling customers using Nearby Payments – no bank details required
Peace of mind
Starling’s a proper, regulated bank, so your money is protected by the Financial Services Compensation Scheme
Think you’ve lost your card somewhere? Don’t worry, just lock (and unlock) it in the app
When you turn 18, we’ll turn your teen account into a personal current account. You can continue using the same card, but we’ll remove any blocks on age-restricted merchants
Don’t just
take our word for it
Looking for help?
Our help centre is designed to be your first port of call whenever you have questions about our products and services. It’s often the quickest way to get the answers you need – from within the app or online.
Visit our help centreApply for a Starling current account today and enjoy app-based banking
at its best
You’ll need to upload a proof of address (e.g. NI letter, school letter, provisional driving licence) and proof of identity (e.g. passport, EU/EEA identity card).
Step 1
Simply click on the button below to start your application and fill in a quick, fuss-free form.
Step 2
Download the app on your phone, and we’ll ping over a verification code for you to enter.
Step 3
Create an account by telling us a bit about yourself: your name, date of birth, email address and current home address.
Step 4
Finally, record a quick selfie video and take a photo of your ID so we can verify everything. And that’s it!