Spend, track, relax.
Starling Accounting.
Banking, bookkeeping and tax all in your Starling account, with no monthly fees.
Because life’s too short for any more logins.
450,000+
Businesses bank with Starling
TAX RETURNS
Tax made a little less taxing.
Alerts and checklists.
Never miss a tax deadline.
Stay on track, stay compliant. Know exactly what you need to do, with clear timelines, checklists and alerts within the tool.
Income Tax.
Making Tax Digital?
Job done.
Our free, easy-to-use tool is built-in and has everything you need.
Income, expenses and owed tax.
We’ll tally them all as you go, with automatic categorisation too.Quarterly updates.
Submit to HMRC directly from your Starling account in one click.End of year declaration.
Bulk review your transactions, then send to HMRC directly.
Stay compliant.
Stay on top of corporation tax.
Get a running total of your estimated tax bill.
Tax deductions and disallowable expenses are automatically calculated, giving you an up-to-date picture.
Set aside money for your tax bill with Spaces.
Apply for a Starling business account to get started. Or, log in to Online Banking to explore our tax tools.
Apply for a business accountEach of your transactions are assigned a category, which you can review and change at any time. Reports are calculated based on these categories.
Profit & loss
LTD
Sole trader
Get a clear view and download a report of your sales, expenses and profit.
Balance sheets
LTD
See your bank balance, money you’re owed, and the stock you hold.
Dividends available
LTD
Know how much you can take out of your business at any given point.
Debtors & creditors
LTD
Sole trader
Keep track with ‘Money Owed To You’ and ‘Money You Owe’ reports.
Self-assessment report
Sole trader
Stay compliant with streamlined self-assessment reporting.
BOOKKEEPING
Less admin. More time.
Keep the cash flowing.
Free invoicing and tracking.
Create, send and track invoices in your account.
Brand your invoices, create templates and save drafts.
We’ll match incoming payments to invoices on Online Banking, and mark them as paid.
Log in to Online Banking to explore invoicing.
Learn more about invoicingEasy-to-track.
Bookkeeping, sorted.
Categories assigned to expenses automatically.
You can change the assigned category, and set up rules to ensure future accuracy and consistency.Quickly find old transactions.
Filter, sort and search your incoming and outgoing payments.Capture receipts and invoices.
Attach receipts and invoices to transactions for good record keeping.
Log in to Online Banking to explore bookkeeping.
Learn more about bookkeepingAccounting Plus
Need to do VAT returns?
Submit VAT returns directly by upgrading to Accounting Plus.
What’s included:
Submit VAT returns directly to HMRC.
Stay on top of tax with automated calculations.
Coming Soon: More features and tools to help you save time and focus on your business.
Apply for a sole trader or business account, then upgrade to Accounting Plus for just £7 a month until April 2027, then £14 a month. Cancel anytime.
50% off until April 2027
Choose the plan
that fits your business.
Accounting Essentials
Free accounting tools.
Making Tax Digital for Income Tax submissions.
Real-time tax calculations and estimates.
Tax timeline so you never miss a deadline.
Automated bookkeeping with easy tracking and receipt matching.
Free
Upgrade anytime.
Accouting Plus
For VAT registered businesses. Upgrade available after signing up to Essentials.
Everything in Essentials.
Automated VAT calculations and submit directly to HMRC.
More tools coming this year – at no extra cost.
No contract, cancel anytime.
£7 a month
Until April 2027, then £14 a month.
Starling Business Marketplace.
Already set up with accountancy software?
We integrate effortlessly with Xero, QuickBooks and FreeAgent. Link your software to your account in minutes, alongside pension providers like Penfold and card readers such as SumUp.
We’re with you all the way.
Keep track.
Checklists, alerts and timelines.
Stay compliant.
Helpful pointers in the app.
Apply for a business account today.
Get 24/7 support and no monthly fees, with our business and sole trader accounts.
Apply for an account