Earn an introductory rate of 4.00% AER (3.92% gross) variable with our Easy Saver. Includes a fixed bonus of 1.50% AER for your first 12 months.
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Easy Saver
Bonus rate
Withdraw anytime. 4.00% AER/ 3.92% gross (variable) interest. Includes a fixed bonus of 1.50% AER for your first 12 months.
Go to Easy SaverFlexible Cash ISA
Tax-free savings. 2.50% AER/ 2.46% tax-free (variable) interest.
Go to Cash ISAFixed Saver
Lock your rate in. 3.70% AER/gross interest.
Go to Fixed Saver18+, UK residents. Interest paid monthly. Starling personal current account required. Subject to eligibility. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Tax free is the tax free rate of interest payable where interest is exempt from income tax. Any tax benefit you receive from an ISA depends on your individual circumstances and may change in the future.
Compare. Choose. Save.
| Features | Easy Saver | Cash ISA | Fixed Saver |
|---|---|---|---|
| Interest rate | 4.00% AER (3.92% gross) includes a fixed bonus of 1.50% AER for your first 12 months | 2.50% AER (2.46% tax free) variable | 3.70% AER/gross interest fixed |
| Underlying standard rate | 2.50% AER (2.46% gross) variable | N/A | N/A |
| Interest paid | Monthly | Monthly | End of term |
| Access to funds | Unlimited access | Unlimited access | No access for 12 months |
| Account term length | N/A | N/A | 12 months |
| Minimum and maximum deposit | £0 - £1m | No minimum or maximum deposit (£20,000 tax year limit) | £2,000 – £1m (Initial deposit only) |
| Number of each Starling account you can open | 2 (one personal and one joint account) | 1 | Up to 50 |
| Available with a joint account | Yes | No | No |
Boost your savings.
Get a bonus Easy Saver rate for your first 12 months.
Open a new Easy Saver to earn 4.00% AER (3.92% gross) variable interest.
Includes a fixed bonus of 1.50% AER for your first 12 months.
Earn interest on balances up to £1 million.
Withdraw anytime with no penalties.
Available for new personal and joint Easy Saver customers.
Variable
When we say a rate is variable, it means that the rate can go up or down.
AER
The Annual Equivalent Rate (AER) shows what the interest rate would be if interest was paid and compounded once a year.
Gross p.a.
Gross per annum (per year). Gross interest is the total amount of interest before tax is taken out.
“Convenient and efficient service. Makes budgeting and saving so much easier.”
Aidan
Starling customer - 19/05/2026
Still have questions around savings?
Explore our savings accounts.
Withdraw anytime with an Easy Saver.
Earn tax-free interest with a Flexible Cash ISA.
Save for the future with a Fixed Saver.