Banking. But better.

Get more from your money with our easy-to-use, app-based current account. Earn 3.25% AER / 3.19% Gross (variable) interest on balances of up to £5,000. No monthly fees. Apply in minutes today.

Starling app with teal debit card

Earn money

You’ll get 3.25% AER* / 3.19% Gross* (variable) interest on current account balances up to £5,000. Interest is calculated daily and paid monthly.

Custom Saving Spaces

Virtual change jars within your account. Save for anything, add a picture, set a target, and track your progress.

Powerful Spending Insights

Understand where your money goes each month with detailed breakdowns of your spending habits and behaviours.

24/7 customer support

Chat to our UK-based team in the app whenever you need to. If you’re awake, then so are we.

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

Banking. But not as you know it.

A branch on your phone

Open accounts, manage them, deposit cheques, and speak to our team - all without leaving the comfort of your own sofa.

Easy bills management

When you’re paid, Bills Manager puts money for all your bills aside at once, and pays them automatically.

Settle Up swiftly

No more headaches over the bill. Split any payment with just two taps, and send simple payment links.

Your account, your choice

Choose your contactless limit, lock and unlock your card, and set limits on where you can spend - all from the app.

Apply now

Thousands of happy current account customers

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