Let’s do business.
The fully licensed UK bank account with no monthly fees and 24/7 support.
Terms and full eligibility criteria apply.
450,000+
Businesses bank with Starling
Everything you need.
With no monthly fees.
Everything in one place.
Built-in accounting for your business.
Bring your banking, bookkeeping and tax under one roof with Starling Accounting. No extra logins or confusing software, just one clear view of your cash flow and useful tools to help with your admin.
More on Starling Accounting
One seamless app.
Less admin. More control.
Instant notifications
Get notified the second you spend or get paid, and receive a reminder the day before a bill is due.
Spending analytics
See a breakdown of your spending across different categories, and learn where it s all going.
Digital receipts
Keep track by adding receipts, photos and notes to payments.
Set money aside for tax and overheads using Spaces
Set money neatly aside for things like tax and overheads.
We’re a fully licensed digital bank, built from scratch with industry-leading banking security, including face and fingerprint recognition.
Free access for multiple directors.
Easily add other directors to your Starling account. You’ll need to provide proof of their position.
Deposit cash.
Deposit cash at the Post Office for a 0.7% fee (minimum £3 fee) and pay in cheques for free, via freepost or in the app.
Free cash withdrawals.
Free ATM withdrawals. Make up to six a day, with a total daily limit of £300, whether in GBP or a foreign currency.
No fees on UK payments, in or out.
We don’t charge transaction fees on payments to or from UK bank accounts, or on UK bank transfers.
Send and make payments abroad.
Send payments to accounts in 34 different countries. You can also spend and withdraw abroad with no fees from us.
Connect other business accounts.
If you have business accounts with other banks, connect and view them on the Online Bank.
Computer says yes.
You can manage your money on a laptop or desktop, as well as our phone app.
Ready to apply?
No monthly fees and 24/7 support awaits.
You must be 18 or over and be based in the UK to apply for a business current account.
Terms and full eligibility criteria apply.
Step one
Apply online.
Start your application on your phone or computer.
Step two
Tell us about you.
We’ll need documents related to your business.
Step three
Await a decision.
We’ll confirm as soon as we can.
Step four
And that’s it!
Your card is in the post.
Eligibility criteria.
Am I eligible?
We review every business on a case-by-case basis so we can’t guarantee you’ll be able to open an account. But generally, you’re eligible if the following apply.
You’re a company limited by shares (Limited Company) or limited liability partnership (LLP) registered at Companies House. General partnerships or charities that aren’t registered as a limited company aren’t supported.
All persons of significant control (PSC) of your Limited Company or LLP are individuals and are residents of the United Kingdom (i.e. no corporate shareholders).
You don’t own, manage or run your business through a separately incorporated legal entity.
All directors and limited partners with access to the account are residents of the United Kingdom. Each director with access is an authorised individual (and must provide reasonable written evidence of such authority promptly on request).
The business isn’t a holding company or engaged in any activities outlined in the “industries we don’t support section”.
The business is not dissolved, in liquidation, or subject to any action of administration, receivership, winding up or any other insolvency proceeding.
You and all persons connected to your business (such as shareholders, directors and limited partners) meet our standard Anti-money Laundering (AML), Know Your Customer (KYC), fraud and credit checks and processes.
The person applying on your behalf must be over 18 and both a PSC and a director or limited partner as applicable.
You do not already have a business current account with Starling for the same business.
You do not use your account or our services to hold and/or carry out transactions with Client Money.
Our restrictions.
Cash limits.
For businesses that deal in large amounts of cash, please note that the sole trader account cash deposit limit is £5,000 a day and £100,000 a calendar year.
All deposits are subject to a £3 or 0.7% charge (whichever is higher) on the total deposit value. The minimum deposit amount in a single transaction is £3.01.
“A great decision to move our Business Banking to Starling, transition was really simple with no issues.”
Derek
Business Account Owner - 03/01/2026
Still have a few questions?
Independent service quality survey results
Business current accounts
Published February 2026.
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 17 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs). The results represent the view of customers who took part in the survey.
The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here.
Apply for your business account now.
No monthly fees, industry-leading security features, 24/7 support.