For What It’s Worth
“I earn 10% of what my partner makes.”
By Anonymous contributor
For What It’s Worth
I’ve been with my partner for 10 years. But he travels for work half the year. It’s like all the negatives of being single and none of the positives.
Now we’re homeowners, most of my disposable income goes on the house. I’m the one around to sort it. I also don’t go away alone – I save for our trips.
We don’t get much time together so there’s pressure when we do see each other. I’ve always earned and saved more, so I end up paying for a lot of our holidays.
On weekends away, I pay for accommodation, he’ll cover spending. We make it work. But I do feel envious of my friends and their partners.
All the organising falls on me, or it wouldn’t happen. But going away together is important for our relationship, so we don’t grow apart.
We have a big trip coming up. He’s going to two different countries for work, meeting me, then onto two more trips.
It makes me happy to see him grow as a person, but also sad because I’d like to experience things for the first time together.
Sometimes I feel resentment. But I know his trips aren’t that glamorous and he’s sacrificed a lot. He barely speaks to his family due to time zones.
The time I spend alone feels painful when it’s day one of 21 to come. But since we got our house, he’s more grounded. He just doesn’t know how to move forward.
Illustration credit: Emanuel Santos
What is disposable income?
Disposable income is often defined as the amount of money you have left after you’ve paid your taxes. The term can also be used to describe the amount of money you have left after you’ve paid all your essential expenses. Essentials would include tax, as well as somewhere to live, food to eat and travel to work. In other words, your disposable income is the amount you have to spend on or save for what you like.
To work out what your disposable income is, why not try Starling’s online budget planner? You don’t have to be a Starling customer to use it and it’s free for everyone to try. You’ll be able to add your monthly income and your essential costs (rent/mortgage, bills, home insurance, groceries, train or bus fares to work etc.) and calculate the amount you have left as disposable income.
Everyone will have a different view on what is essential for them. And the tool allows for this – you don’t have to put a figure in for every category and you can even add a bespoke expense under the tab called ‘The unpredictable’.
You can learn more about creating a budget and different budgeting methods by exploring Noteworthy.
The article above includes general information and should not be taken as financial advice. If you have questions about your specific circumstances, speak to an independent financial advisor.
Starling offers app-based joint accounts (terms and conditions apply) with 24/7 customer service and no fees from us when you travel abroad.
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