Over-zealous spending, followed by shameful head-burying: two qualities which, when combined, give you a rough idea about my turbulent and often traumatic relationship with money.
The days of living outside of a student overdraft feel like distant memories and the dread that fills my body when checking my balance is a feeling I avidly avoid.
Ringing any bells?
In no way is this phenomenon endured solely by impoverished graduates like myself, but with university fees rising exponentially and mortgages feeling ever out of reach, the shadow of debt seems to come hand in hand with life as a young person.
Having said that, it’s plain to see that millennial ambitions and goals are incredibly varied.
Frequently tarnished with a false reputation for being the lazy, entitled and tech obsessive, the only thing that really seems to tie the demographic cohort are the proximity of the years they were born into – generally recognised as between 1980-1995.
That in itself shows a great disparity within the group.
35 year olds and 21 year olds allegedly going through identical financial experiences?
However, at Starling, we’re pretty heavy on the 20-35-year-olds. And that got me thinking. Asking our own millennials about their relationship with money quickly revealed that my scepticism was well-founded.