Do you need to borrow money, but are wondering how much you need to pay back in the end? Our personal loan calculator will give you an idea of how much you need to pay each month, based on a representative APR of 11.5%. Your rate will depend on your own financial situation.

To use our personal loan calculator, simply enter the amount you wish to borrow and for how long, and our loan calculator will show you what your monthly repayment might look like, as well as the total amount repayable.

See how much a Starling personal loan would cost you



Please enter an amount between £500 and £5000


over 12 months

Total Amount Repayable £530.17
Monthly Repayment £44.18
Representative APR 11.5%
Indicative example based on loan starting 1 January 2020. Actual repayments may differ slightly depending on the start date of your loan.

Representative example:
Representative APR of 11.5%. Borrow £2,000 repayable over 24 months at an interest rate of 11.5% pa (fixed) with monthly repayments of £93.16. A total amount payable of £2,235.79.
The rate you are offered will depend on your individual circumstances.

Find out more about our personal loans.