The Starling student account.
Your chance to win £10,000 for uni. Plus, apply for an interest-free overdraft.
Apply now
You’ll need to be a UK resident, be aged 18 or over, be able to prove your student status and have 1 year left on your course to apply. Terms and eligibility criteria apply.
Additional criteria apply for the overdraft.
Prize draw
You could win £10,000 to kickstart your uni era.
Kickstart your future, fund your passions, or build a financial cushion.
Open an account and verify your student status by October 31st to enter the draw.
Three students will win £10,000 each.
We’ll contact the winner directly.
Directly in the app, and via email.
Already have a personal account with us?
Verify your student status in-app, on the main menu.
Apply for and open a Starling student account and verify student status by 31/10/26 to enter. 3 winners only. T&Cs and eligibility criteria apply
*Overdrafts are subject to status and credit checks. Must have at least two years left on your course, and three years of UK address history. T&Cs apply. Overdrafts are repayable on demand.
You’re aged 18 or older.
There’s no upper age limit, but you need to have at least one year remaining on your degree.
You’re a UK resident and hold the right to reside in the UK.
You’re enrolled in a full-time degree.
At a UK university on an undergraduate, Master’s, PhD, or Higher Education degree apprenticeship.
How to get started.
Apply for an account.
It’s entirely online, and only takes a few minutes. You’ll need your ID to hand.
Verify your student status.
Once your account is open, simply provide your course details and a confirmation letter directly in the app.
Apply for your student overdraft
Once verified, eligible students will be able to apply for a £500 interest-free overdraft. Overdrafts are subject to status and credit checks.
Already have a personal account with us?
Simply verify your student status in the app by going to your account menu.
Check if you can apply.
To be eligible for the student overdraft, you need to be a verified student, have at least 2 years left on your degree, and have 3 years of UK address history.
Choose your amount.
If you’re eligible, you can apply directly in the app for an interest-free overdraft between £100 and £500. All overdrafts are subject to status and credit approval.
Know before you borrow.
An overdraft is a form of borrowing and is repayable on demand, so please see our overdraft FAQs before you apply.
