The Starling student account.

Your chance to win £10,000 for uni. Plus, bag a £50 Amazon.co.uk Gift Card* and apply for an interest-free overdraft.

Apply now
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You’ll need to be a UK resident, be aged 18 or over, be able to prove your student status and have 1 year left on your course to apply. Terms and eligibility criteria apply.
Additional criteria apply for the overdraft.

*Restrictions apply, see www.amazon.co.uk/gc-legal

It's giving uni but with £10k. A collection of student photos.

Prize draw

You could win £10,000 to kickstart your uni era.

Kickstart your future, fund your passions, or build a financial cushion.

  • Open an account and verify your student status by October 31st to enter the draw.


    Three students will win £10,000 each.

  • We’ll contact the winner directly.

    Directly in the app, and via email.

  • Already have a personal account with us?


    Verify your student status in-app, on the main menu.

Apply for and open a Starling student account and verify student status by 31/10/26 to enter. 3 winners only. T&Cs and eligibility criteria apply

 

Apply for an interest-free, £500 overdraft.*

And benefit from a safety net.
Learn more

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Create budgets 
with Spaces.

Keep money aside for essentials.
Learn more

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Spend abroad with 
no fees from us.

Make the most of uni summers.
Learn more

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Get paid back with Settle Up.

Send instant payment links to pals.
Learn more

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*Overdrafts are subject to status and credit checks. Must have at least two years left on your course, and three years of UK address history. T&Cs apply. Overdrafts are repayable on demand.

Sign-up perk.

Get off to a flyer with a £50 Gift Card.

  • Open an account and verify your student status in the app.


    You’ll receive an email with your Amazon.co.uk Gift Card* soon after.

  • Yours to spend, however you wish.


    Books, stationery or whatever you need.

Offer can be withdrawn at any time without notice.

Polaroid photos of students.

*Restrictions apply see www.amazon.co.uk/gc-legal

Can you open a Starling student account?

You’re aged 18 or older.

There’s no upper age limit, but you need to have at least one year remaining on your degree.

You’re a UK resident and hold the right to reside in the UK.

You’re enrolled in a full-time degree.

At a UK university, on an undergraduate, Master’s, PhD, or Higher Education degree apprenticeship.

Your uni era starts now. An image showing the Starling card surrounded by student polaroid photos.

How to get started.

  • Apply for an account.

    It’s entirely online, and only takes a few minutes. You’ll need your ID to hand.

  • Verify your student status.

    Once your account is open, simply provide your course details and a confirmation letter directly in the app.

  • Unlock your perks and offers.


    Once verified, you’ll receive your £50 Amazon.co.uk Gift Card* and, if eligible, you’ll be able to apply for a £500 interest-free overdraft. Overdrafts are subject to status and credit checks.

  • Already have a personal account with us?


    Simply verify your student status in the app by going to your account menu.

Apply now

*Restrictions apply see www.amazon.co.uk/gc-legal

Interest-free overdraft.

Check if you can apply.

To be eligible, you need to be a verified student, have at least 2 years left on your degree, and have 3 years of UK address history.

Choose your amount.

If you’re eligible, you can apply directly in the app for an interest-free overdraft between £100 and £500. All overdrafts are subject to status and credit approval.

Know before you borrow.

An overdraft is a form of borrowing and is repayable on demand, so please see our overdraft FAQs before you apply.

Being good with money at university.

Frequently asked questions:

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Ready to apply?

Apply for an account, then verify your student status in-app.

Apply now
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