By the time we hit our 40s, we’d been to more than fifty weddings. We really knew what was worth paying for – and weren’t afraid to scrap stuff.

How much does it cost to get married?

Done with the stress of tracking what’s due when? Bills Manager can take the load off.

“Bills, Bills, Bills” – Sorted in three simple steps

There was an ocean of distance between me and my girlfriend. We couldn’t make it work.

“Money broke us up. Long distance cost too much.”

As more of us get out and about to our favourite pubs and cinemas, splitting the cost of the pints or popcorn couldn’t be simpler. We run through the ways to settle up the bill with your friends and family, with Starling.

If you want to pay someone back straight away and they’re also a Starling customer, why not use 

? This feature enables you to make a secure payment to another Starling account without setting them up as a payee.

To make a Nearby Payment, your two phones need to be within a few metres of each other and both of you need to open Nearby Payments by going to your ‘Payments’ screen, tapping ‘Send Money’ and then ‘Nearby Payments’. You can then click on the name of the person you’d like to send money to, enter the amount and ping it over.

Make payments to other Starling customers who are close by

When it comes to requesting money, a handy feature in the Starling app is Settle Up. On the ‘Payments’ screen, tap ‘Request Money’ and follow the instructions for sending a payment request, through a secure link.

If the person paying you back is also a Starling customer, they can send the money through their Starling app. If they’re not a Starling customer, the link will take them to a secure webpage where they can enter their debit card details.

 to collect money for a birthday present, or if you’re planning a BBQ and one person is heading up the food shop.

If you’re out for dinner with friends, you can avoid the headache of calculating how much everyone owes and passing round the card machine, by using our 

Split the Bill calculates how much each person owes

When you’ve paid the total bill, tap on the transaction and click ‘Split this transaction’. You can then choose the number of people contributing and we’ll automatically calculate how much each person owes. We’ll then create Settle Up links for you to send, so that everyone can pay you back. There’s no need to share account details and set up new payees.

Of course, you may prefer to set up your friend or family member as a payee. There’s no need to fumble around in a drawer for a card reader, all you need is their full name, 

 and your Starling app. Once you’ve entered the information, we’ll use 

 to check that you’ve got the right details and help give you total peace of mind. Confirmation of Payee is one of the many tools we use to combat fraud and it’s designed to ensure that when you pay someone, the right person receives it.

You can also automatically copy and share your Starling current account details through the ‘Request Money’ section of the app or by going to your top right menu and tapping ‘Account Information’ and following the instructions.

However you choose to send or receive money, you can keep track of that money with Spending Insights. Transfers to other people are usually categorised under ‘Payments’ but you could always change this to ‘Entertainment’ or ‘Eating Out’ to gain a more accurate overview of where your money is going. You can also add a receipt or note to a transaction to remind yourself of what it was for.

We run through the ways to share the bill with family and friends, when you’re out and about.