The SumUp card reader, for contactless payments

SumUp has been designed to make accepting, refunding and processing payments simple. Its card readers accept debit, credit and contactless payments and its remote payment options, including Payment Links, Invoices and Online Store, allow business owners to take payments safely and securely.

Starling's integration with SumUp makes it even easier for small businesses to keep track of their earnings, straight from the Starling app. SumUp has four million customers, and counting.

There are no monthly fees or contracts for SumUp’s products and features, just a simple fixed percentage fee of 1.69% when accepting a transaction via the SumUp card reader and 2.5% transaction fees when accepting payments via SumUp payment links.

Our integration with SumUp

If you’re a Starling business customer using SumUp for payments and you choose to set up the SumUp integration, you’ll be able to see a summary receipt for all your incoming SumUp payouts in the Starling app. For example, if you process £2,100 through SumUp in one week, you’ll be able to see details of what this £2,100 is made up of when this income is transferred to Starling.

The SumUp breakdown in the Starling app includes:

• Total value of payout
• Number of transactions in payout
• Total fees and taxes in payout
• Total tips in payout
• Summary by day if payout covers multiple days

Like all our integrations, our connection with SumUp is enabled by open APIs. The granular detail of the payout breakdown is designed to give customers improved visibility over sales and revenue.

Signing up through the Starling Marketplace

If you already use SumUp for your payments, you can connect your existing account by finding SumUp in the Starling Business Marketplace under ‘Payments’ and following the on-screen instructions. The entire process can be completed on your phone.

If you’re new to SumUp, you can sign up via Starling’s Marketplace and then complete the connection set up process afterwards. SumUp will run you through setting up an account, which with your permission, will then be linked to Starling.

Costs and benefits

There are no monthly fees or contracts when you sign up to SumUp, just the initial cost of the card reader. After that, you’ll be charged a flat rate of 1.69% per sale for each payment acquired through your SumUp card reader. Any business that processes over £25,000 of transactions per month can contact SumUp directly to negotiate a cheaper rate.

The benefit of using both SumUp and Starling is that you can manage everything from your phone, without having to log on to a laptop or go into a bank branch. We use the best technology and employ a team of knowledgeable, friendly people to help. Our aim is clear: making money management simpler so that you can focus your energy on running your business.

Article updated: 25 August 2023