How to make a high value payment

Making a high value payment shouldn’t be a chore. It should be straightforward and secure, which is what we strive for here at Starling.

If you’re a Starling customer, you’ll be able to start the process of making a high value payment straight from your personal, business or joint account using the Starling app. Examples of high value payments include a flat or house deposit, or perhaps for a new car.

With Starling, you won’t need to go to a bank branch or fill out lots of paperwork. You can make the payment without fuss or fees. The way it should be.

How do I make a high value payment?

As with any payment, the first thing you’ll need are the details of the payee, which you can enter and check through the payments screen of the Starling app. Once the payee is confirmed, check that you have enough in your account to cover the payment and enter the amount you need to pay.

The app will then take you through a series of questions, including the reason for the payment, something we ask to help protect you from fraud and scams. If you have a payment deadline, it may be worth scheduling your high value payment a few days in advance, as one of our team members may need to double check a few details before the payment can be made. If your payment does need double checking, we’ll send you a notification.

With Starling, there’s no paperwork and signature required to make a high value payment. If you’re buying your first flat or investing in new equipment for your business, you’ll already have enough on your to-do list - we don’t want to add to that. Simply set up the payment, follow the on-screen instructions and hit send.

Starling is here to help take the stress out of your payments - incoming and outgoing, little and large - and put banking (literally) into your hands.

Article updated: 27th August 2021