A euro bank account in the UK

Hold, send and receive euros with ease.

Starling app screen showing transactions in Euros

We’re not accepting applications for euro accounts at the moment, they’ll be available to apply for again soon.

Starling euro account

Have friends or family in Europe that you send or receive money from? Good news – there are no monthly fees to hold, send and receive euros with a Starling euro account. Get the app and a bunch of award-winning features to boot.

Want to convert your euros into pounds or vice versa? Make it happen with a tap. You’ll get the current exchange rate with a 0.4% conversion fee added on top to cover our costs. No hidden commission, no sneaky extra charges.

We only process SEPA payments on working days. If you schedule a payment for a weekend or Bank Holiday, then it will be processed the following working day. Payments generally take 1-3 working days to arrive.

Why it’s great

No account fees

There are no monthly fees to hold, send and receive euros with Starling.

No hidden commission, no sneaky extra charges.

Weekend conversions

Convert between your Starling GBP and euro accounts 24/7 – even at the weekend. Exchange rates vary during working days, but are fixed at weekends. We’ll always show you the available rate, so you can choose to wait until Monday morning.

One-card wonder

Use a single debit card to manage your EUR and GBP accounts. If you want your EUR card transactions to come from your EUR account, go to the ‘Card and Currency Controls’ section in the app and turn it on with a tap.

Secure

Our euro account is a full current account with its own unique IBAN – and you can rest easy knowing that your total Starling deposits are covered to £85,000 or equivalent by the Financial Services Compensation Scheme.

Interest rate information

We don’t pay interest on the balance in your euro account.

You can find the terms and conditions for your euro account on the
legal documents page.

Who is it for?

Maybe you’re from Bristol but own a flat in Barcelona. You might have moved here from Madrid but send money back to mum. Whatever the situation, the Starling euro account lets you...

hold euros in your bank account
get paid in euros even if you’re based in the UK
send and receive euro payments
send money back home to friends and family living in Europe
make Direct Debit payments in euros. For example, UK citizens who need to pay bills for a property they own in Europe
save in euros for a future expense, such as a wedding abroad or to buy a house

If you’re planning on going on holiday, you can still spend with your card and withdraw cash with your Starling current account anywhere, for free, without opening a euro account. Find out more about travelling with Starling.

We charge a 0.4% conversion fee when you exchange currency between your Starling GBP and euro accounts.

Please note: our euro account can only send SEPA payments.

Secondary accounts are subject to eligibility criteria, which means that the option to apply for these accounts in the app will only be visible for customers that match our criteria.

Need more information about our euro account?

Find out more about the euro account in our help centre, including information on currency conversion, making payments and features of the account.

Visit our help centre

Many a happy customer

We’ve been reviewed thousands of times on Trustpilot. Our customers think we’re “the best bank bar none” and “a true breath of fresh air”.