Compare current accounts
Choose the best bank account for you
Choose the best bank account for you
At Starling, we’re trying to build the best bank account in the world.
But to help you choose for yourself, we’ve gathered all the current account options together using comparative data from Defaqto. See how Starling’s current account compares against other banks in areas such as security, fees and payments and find the best bank account for you.
Compare Starling to:
Feature |  | Please select a provider above | |
| Account | |||
| Monthly Charge |  £0 | ||
| Minimum Monthly Deposit | £0 | ||
| Savings Pots | yes | ||
| Mobile App Bill Splitting Tool | yes | ||
| 24 Hour App Live Chat Banking | yes | ||
| Round up Savings | yes | ||
| Overdraft | |||
| Overdraft Facility | yes | ||
| Arranged Overdraft Representative APR | 15.00% | ||
| Overdraft cost (£500 for 7 days) | £1.35 | ||
| Overdraft cost (£500 for 30 days) | £5.81 | ||
| Overdraft cost (£500 for 60 days) | £11.62 | ||
| Unarranged Overdraft Monthly Cap (£) | £0 | ||
| Security | |||
| App Transaction History | real time | ||
| Online Transaction History | real time | ||
| Contactless Limit Channels | app | ||
| App Limit ATM Withdrawals |  no | ||
| App Limit Online Transactions | no | ||
| Mobile App Card Security | lock, unlock, cancel | ||
| Travel | |||
| ATM EU £100 Cost | £0 | ||
| ATM World £100 Cost | £0 | ||
| Debit World £100 Cost | £0 | ||
| Debit EU £100 Cost | £0 | ||
| Payments | |||
| Mobile Payment Types | Google Pay, Apple Pay, Samsung Pay | ||
| Faster Payments App Limit | £1,000,000 | ||
| App Cheque Imaging | yes |
Data correct as of 10 November 2025