PRESS RELEASE
Starling offers industry topping Easy Saver rate
1st October 2026
New customers can benefit from 5.00% AER (4.87% gross) variable interest on savings up to £25,000. Interest is paid monthly.
Easy Saver offers unlimited penalty free withdrawals at any time
Available for new Personal and Student account customers for six months
Boosts Fixed Saver rate to 4.20% AER/gross
1 October 2026 - Starling Bank has supercharged its savings offering with a 5.00% AER (4.87% gross) variable rate on its Easy Saver for new Personal and Student account customers*. The industry leading rate applies for 6 months on balances up to £25,000, with remaining balances up to £1,000,000 benefiting from the 2.50% AER (2.46% gross) variable standard rate. Interest is paid monthly and no minimum balance is required.
Customers can open multiple Spaces within their Easy Saver, all paying the same rate, so they can separate savings for different goals such as for a holiday, wedding or emergency fund. Each Space can be personalised with names, images, emojis and automatic transfers to help incentivise saving and customers can withdraw whenever and as often as they like with no fees or penalties.
“Our Easy Saver is designed to help people meet their financial goals and develop healthy saving habits. We’re offering this industry topping rate to show people that saving money can feel good - as does banking with Starling,” said Bernadette Smith, Chief Customer and Banking Officer at Starling.
The rate is made up of a 2.50% AER (2.46% gross) variable standard rate and 2.50% fixed AER bonus rate for 6 months. After 6 months, balances will continue to earn interest at the variable standard rate. New customers must open a Starling current account from 1 October 2026 and must apply for an Easy Saver within 30 days of joining Starling.
Existing Starling customers with a Personal, Student or Joint account can benefit from a 4.00% AER (3.92% gross) variable rate when opening a new Easy Saver, which includes a 1.50% fixed AER bonus for 6 months on balances up to £25,000**. After 6 months, balances will continue to earn interest at the variable standard rate.
Starling’s savings rate boost follows a number of initiatives to help customers be good with money, with the bank rolling out new AI tools weekly that help customers better budget, spend and save, and launching a student bank account that gives customers the chance to win a year of tuition fees on Starling.
The bank also offers a Fixed Saver*** that pays 4.20% AER/gross and a Cash ISA that pays 2.50% AER (2.46% tax-free) for those wishing to maximise their annual tax free savings allowance ****.
Ends
*18+, UK residents. Interest paid monthly. Starling personal current account required. Subject to eligibility. You’re limited to one personal Easy Saver account. Introductory bonus rate available only for new personal Easy Saver accounts applied for within 30 days of opening a new personal current account. Personal current account must be opened from 1 October 2026. You will not be eligible if you have closed a personal current account after 30 September 2026. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
** 18+, UK residents. Interest paid monthly. Starling personal current account or joint account required. Subject to eligibility. Introductory bonus rate available only for new Easy Saver accounts.
***18+, UK residents. Interest paid at the end of the term. Starling personal current account required. Subject to eligibility.
**** 18+, UK residents. Interest paid monthly. Starling personal current account required. Subject to eligibility. Tax free is the tax free rate of interest payable where interest is exempt from income tax. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Any tax benefit you receive an ISA depends on your individual circumstances and may change in the future.
About Starling
Starling is an award-winning, fully-licensed and regulated bank with a mission to help customers be good with money by taking active control of their finances. It offers personal, business, joint and student current accounts alongside a children’s card.
Contact details:
Grace Wilson