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Payment Services

Starling Bank Payment Services logo

Real time secure payments

We believe that payments should be open, connected and always done in real time.  Using our APIs, our clients will be able to benefit from quick integration into the UK Payments ecosystem, making payments fast and convenient for everyone.



Our open API means we’re ready for your business. We offer transparent pricing along with excellent customer service.



We’ll connect you to the payments world through Faster Payments, Bacs and Mastercard – all of which are in real-time.



Security is always our priority – we use the latest technology that’s built to ensure the highest level of security for our clients.


  • Blue tick in green circle Real-time Faster Payments
  • Blue tick in green circle Simple Integration to Starling's API
  • Blue tick in green circle No capital investment to connect to Faster Payments
  • Blue tick in green circle Minimum on-boarding costs
  • Blue tick in green circle Simple per-payment cost
  • Blue tick in green circle Your own sort-code, making your accounts addressable
Faster Payments

Through our API you’ll have access to Faster Payments: all users will be able to send and receive money instantly online or on a mobile.

Bacs payments

You’ll get access to Bacs: a system in the UK for Direct Debits and Direct Credits, operated by Bacs Payment Schemes Limited.


You’ll be able to issue debit cards via our BIN sponsorship at Mastercard in the UK and across Europe.


You’ll have access to SEPA: the single payments scheme allowing for easy and secure cross-border Euro payments across Europe.

Starling Merchant Services

Next Generation Acquiring

We’re joining up the dots of the payments value chain. Adding Merchant Acquiring to our list of services means you’ll be able to accept card payments from Visa, Mastercard and American Express easily, via any channel that best suits your customers. To make sure you can focus on what’s really important to your business, we’ll use only the best of breed technology to collect, manage, process and settle payments – plus you can use our payment gateway for a single integrated offering, if that’s what suits you best.
Interested? Just sign up – and we’ll do the rest.


Blue tick in green circle Fast and simple setup
Blue tick in green circle Integrated with the latest technology
Blue tick in green circle Simple pricing & commercial structures

Want to find out more?

Please email us at [email protected]

Starling Bank Limited was founded in 2014 and granted its licence in July 2016 by the UK’s Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA).