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Starling Kite launches as schools reopen to help teach children money management skills

10th September 2020

  • The child-friendly offering by Starling Bank has similar benefits to a child bank account, but with greater visibility and control for the adult.

  • Starling Kite will be linked to the adult’s personal or joint account.

  • Young people aged 6 to 16 will get their own debit card to help them track their spending.

10 September, London: Leading digital bank Starling, is launching Starling Kite to provide young people across the UK with a safe and contact free way to spend as they prepare to return to school.

Starling Kite is linked to the adult’s personal Starling account. A debit card for children can be ordered by an adult from the app. The card will have children’s names printed on it, giving them a sense of ownership and responsibility. They will be able to use it to spend online, in-store and to withdraw cash from ATMs (max £100). If the Kite debit card is lost or stolen, it can be locked from the adult’s Starling account.

The new card can also help young people learn how to budget, whilst also fostering an open and encouraging relationship with money in families. It provides adults with an easy tool for managing pocket money without the need to set up a full bank account for their child.

Starling Kite gives adults complete oversight. Within their Starling app they can allocate funds up to £5k to the card and monitor their child’s spending. Adults, whether using a personal or joint account, receive notifications whenever their child spends money. They can also check, control and limit specific functions such as online payments and ATM withdrawals and set a daily transaction limit which can be controlled and adjusted as the child’s financial needs and awareness grows.

Starling Kite will be available for £2 per card per month.

Anne Boden, CEO and Founder of Starling Bank, said: “Understanding the value of money and learning skills such as budgeting and saving from a young age, can help people lay the foundations for them to achieve better financial wellbeing later on in life.

“We want Starling Kite to encourage families to talk about money together and not see it as a taboo subject.”

Studies suggest that there remain significant gaps in how and when children and young people learn about money.In research from the London Institute of Banking and Finance (LIBF) last year found that 82% of students wanted more money-focused lessons at school. Starling Kite can help to plug this gap.

Notes to Editors

1) Adults must already have a personal or joint account with Starling before they can order the card from the app

2) Starling Kite comes with a £2 monthly fee (per card) that’s charged to the adult’s account. An adult can set up as many as six Kite Spending Spaces on their account and their subscription can be cancelled at any time

3) There are no extra charges for transfers or ATM withdrawals

4) Once children turn 16 they will be invited to open a Starling teen account for 16-17 year olds, which will automatically change to a Starling personal account after their 18th birthday

5) Kite is part of an adult’s personal or joint account. Any money that is set aside in the Kite Space is included in the account holder’s £85,000 protection, provided by the Financial Services Compensation Scheme (FSCS)

6) Kite cards include blocks for certain merchants in order to keep children safe. These include gambling merchants, nightclubs and bars

Starling Bank

Starling Bank is a digital bank based in the UK. Its banking app offers personal, business, joint, euro and USD current accounts on Android and iOS. The Starling Marketplace offers customers in-app access to a selection of third-party financial services. Starling also provides B2B banking and payments services. Headquartered in London, with offices in Southampton and Cardiff, Starling is a fully licensed and regulated bank, founded in 2014.

For more information please contact:


+44 7846 964 424

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