The building blocks for your business

We’ve built our customer-focused banking platform from the ground up. Our Banking-as-a-Service accounts are protected by the Financial Services Compensation Scheme (FSCS) and allow you to develop your own financial product, fully supported by our scalable technology and secure APIs.

We’ll take on all the regulatory aspects, scheme compliance, Anti Money Laundering (AML) and Know Your Customer (KYC) so you can zero in on your user interface, customer experience, PR and marketing.

The platform that you can bank on

Benefits

Speed to market

Scale new customised products quickly and efficiently.

Onboard customers quickly and seamlessly

Streamline account opening with AML and KYC managed by us.

Real-time payments

Transfer money in and out of accounts in seconds with Faster Payments (not batch-based like top-tier banks).

FSCS-protected accounts

Eligible accounts are FSCS-protected for deposits up to £85,000.

Scalability and control

We offer a solution that scales as you scale. Leverage our infrastructure to help you grow.

Future-proof

Our accounts are safeguarded from industry or regulatory change.

A true partner

We provide a dedicated team for all your requirements, supporting you along the way.

One API

Our services are all opened and managed by one simple API, through a single, seamless integration.

quotes

Our integration with Starling gives us the ability to create the Raisin UK Account, providing an FSCS-protected digital wallet for our customers. This enables them to easily hold and transfer funds in real time between savings accounts held with our different partner banks.”
Kevin Mountford, CEO, Raisin

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