Starling is the business bank account that lives on your phone; a current account built to help UK-based small businesses do their banking on-the-go.

  • No monthly account fees. Enjoy your award-winning business bank account without having to pay any monthly fees.

  • No fees overseas. We won’t charge you for spending and withdrawing abroad, and you’ll get Mastercard’s real exchange rate.

  • 24/7 UK support. Our customer support team are based in the UK and on hand whenever you might need them.

  • Borrow without breaking the bank. Apply for a fair, flexible business overdraft of up to £150,000.

  • Automated accounting. Link your account with QuickBooks, Xero and FreeAgent and never manually upload a statement again.

  • Real-time notifications. We’ll send you a notification whenever money enters or leaves your account. Good for keeping tabs on your spending.

  • Online banking. We’ve taken our award-winning business banking app and built it into a browser, so you can manage your money from your desktop.

  • FSCS protection. Sleep easy knowing your eligible deposits are covered up to £85,000 by the Financial Services Compensation Scheme.

Save time on bookkeeping with the Business Toolkit

Fancy some extra features for bookkeeping
– at a special discount?

Add the Business Toolkit onto your free Starling account and you’ll get the first month free of charge (it’s normally £7 a month). You’ll be able to do your bookkeeping alongside your banking – and save precious time on financial admin. The Business Toolkit is ideal if you’re a freelancer, self-employed or run a small business:

  • Instant Invoices. Create and send invoices directly from Starling.

  • Seamless VAT. Record VAT on transactions and submit returns through Making Tax Digital.

  • Automated expenses. Automatically categorise transactions with spending categories and tax allocations.

  • Easier payments and bills. Upload bills and schedule payments.

  • Outstanding tasks lists. Tick off an interactive to-do list and never lose track.

How to open an account

Download the Starling app

Tap “I’m a business”

Apply for your business or sole trader account in less than ten minutes

Proud to be voted Best British Bank, Best Banking App, Best Current Account Provider & Best Business Banking Provider.

Best British Bank

But what our customers say matters most

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