Starling is the business bank account that lives on your phone; a current account built to help UK-based small businesses do their banking on-the-go.

  • No monthly account fees. Enjoy your award-winning business bank account without having to pay any monthly fees.
  • No fees overseas. We won’t charge you for spending and withdrawing abroad, and you’ll get Mastercard’s real exchange rate.
  • 24/7 UK support. Our customer support team are based in the UK and on hand whenever you might need them.
  • Borrow without breaking the bank. Apply for a fair, flexible business overdraft of up to £150,000.
  • Automated accounting. Link your account with QuickBooks, Xero and FreeAgent and never manually upload a statement again.
  • Real-time notifications. We’ll send you a notification whenever money enters or leaves your account. Good for keeping tabs on your spending.
  • Online banking. We’ve taken our award-winning business banking app and built it into a browser, so you can manage your money from your desktop.
  • FSCS protection. Sleep easy knowing your eligible deposits are covered up to £85,000 by the Financial Services Compensation Scheme.
  • Make instant payments. We’re part of the Faster Payments network, which means (you’ve guessed it) you can make and receive payments faster. Instantly, in most cases.

Save time on bookkeeping with the Business Toolkit

Fancy some extra features for bookkeeping
– at a special discount?

Add the Business Toolkit onto your free Starling account and you’ll get the first month free of charge (it’s normally £7 a month). You’ll be able to do your bookkeeping alongside your banking – and save precious time on financial admin. The Business Toolkit is ideal if you’re a freelancer, self-employed or run a small business:

  • Instant Invoices. Create and send invoices directly from Starling.
  • Seamless VAT. Record VAT on transactions and submit returns through Making Tax Digital.
  • Automated expenses. Automatically categorise transactions with spending categories and tax allocations.
  • Easier payments and bills. Upload bills and schedule payments.
  • Outstanding tasks lists. Tick off an interactive to-do list and never lose track.
An invoice image

How to open an account

Download the Starling app

Tap “I’m a business”

Apply for your business or sole trader account in less than ten minutes

Proud to be voted Best British Bank, Best Current Account Provider & Best Business Banking Provider.

Best British Bank

But what our customers say matters most

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